Which US county has the lowest monthly housing payment?

McDowell, WV has the lowest monthly housing payment in the United States, at $360.

What is the monthly housing payment in McDowell, WV?

McDowell, WV is ranked #1 in the United States for monthly housing payment, at $360.

Counties With the Lowest Monthly Housing Payment in the United States (2026)

Lowest counties for monthly housing payment in the United States

Top 25 of 3144 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in the United States

Rank	County	Value
01	McDowell, WV$360 County page
02	Phillips, AR$476 County page
03	Wyoming, WV$489 County page
04	Alexander, IL$514 County page
05	Cochran, TX$523 County page
06	Bertie, NC$524 County page
07	Knott, KY$539 County page
08	Coahoma, MS$546 County page
09	Washington, MS$554 County page
10	Tillman, OK$559 County page
11	Mingo, WV$573 County page
12	Hardeman, TX$581 County page
13	Buchanan, VA$585 County page
14	Allendale, SC$589 County page
15	Harlan, KY$596 County page
16	King, TX$602 County page
17	Letcher, KY$602 County page
18	Webster, WV$608 County page
19	Cottle, TX$614 County page
20	Harmon, OK$615 County page
21	Breathitt, KY$617 County page
22	East Carroll, LA$617 County page
23	Brooks, TX$618 County page
24	Leflore, MS$634 County page
25	Madison, LA$635 County page

How this ranking works

This page ranks every US county by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which US county has the lowest monthly housing payment?: McDowell, WV has the lowest monthly housing payment in the United States, at $360.
What is the monthly housing payment in McDowell, WV?: McDowell, WV is ranked #1 in the United States for monthly housing payment, at $360.
How is this monthly housing payment ranking calculated?: Counties in the United States are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Map of monthly payment (piti)

Counties With the Lowest Monthly Housing Payment, state by state

The same ranking, scoped to a single state.

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Lowest counties for monthly housing payment in the United States

How this ranking works

Frequently asked questions

Related

Counties With the Lowest Monthly Housing Payment, state by state

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