Which US county has the lowest monthly housing payment?

McDowell, WV has the lowest monthly housing payment in the United States, at $221.

What is the monthly housing payment in McDowell, WV?

McDowell, WV is ranked #1 in the United States for monthly housing payment, at $221.

Counties With the Lowest Monthly Housing Payment in the United States (2026)

Lowest counties for monthly housing payment in the United States

Top 25 of 3144 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-08), lowest first.

Lowest counties for monthly housing payment in the United States

Rank	County	Value
01	McDowell, WV$221 County page
02	Phillips, AR$259 County page
03	Alexander, IL$264 County page
04	Coahoma, MS$266 County page
05	Washington, MS$285 County page
06	Tillman, OK$297 County page
07	Knott, KY$309 County page
08	Harmon, OK$311 County page
09	Cochran, TX$315 County page
10	Hardeman, TX$330 County page
11	Letcher, KY$331 County page
12	Bertie, NC$337 County page
13	East Carroll, LA$346 County page
14	Wyoming, WV$348 County page
15	Breathitt, KY$359 County page
16	Brooks, TX$368 County page
17	Harlan, KY$379 County page
18	Pulaski, IL$381 County page
19	Leslie, KY$382 County page
20	Kiowa, OK$384 County page
21	Humphreys, MS$388 County page
22	Harper, OK$389 County page
23	Leflore, MS$389 County page
24	Allendale, SC$389 County page
25	Cimarron, OK$394 County page

How this ranking works

This page ranks every US county by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which US county has the lowest monthly housing payment?: McDowell, WV has the lowest monthly housing payment in the United States, at $221.
What is the monthly housing payment in McDowell, WV?: McDowell, WV is ranked #1 in the United States for monthly housing payment, at $221.
How is this monthly housing payment ranking calculated?: Counties in the United States are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-08), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Map of monthly payment (piti)

Counties With the Lowest Monthly Housing Payment, state by state

The same ranking, scoped to a single state.

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Lowest counties for monthly housing payment in the United States

How this ranking works

Frequently asked questions

Related

Counties With the Lowest Monthly Housing Payment, state by state

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