Which county in Kentucky has the lowest monthly housing payment?

Letcher has the lowest monthly housing payment in Kentucky, at $310.

What is the monthly housing payment in Letcher?

Letcher is ranked #1 in Kentucky for monthly housing payment, at $310.

Counties With the Lowest Monthly Housing Payment in Kentucky (2026)

Lowest counties for monthly housing payment in Kentucky

Top 25 of 120 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first.

Lowest counties for monthly housing payment in Kentucky

Rank	County	Value
01	Letcher$310 County page
02	Knott$324 County page
03	Breathitt$372 County page
04	Harlan$401 County page
05	Leslie$403 County page
06	Fulton$454 County page
07	Floyd$457 County page
08	Pike$507 County page
09	McCreary$512 County page
10	Bell$520 County page
11	Perry$525 County page
12	Martin$532 County page
13	Clay$566 County page
14	Estill$587 County page
15	Lewis$592 County page
16	Magoffin$609 County page
17	Jackson$614 County page
18	Owsley$648 County page
19	Lee$669 County page
20	Muhlenberg$672 County page
21	Menifee$676 County page
22	Morgan$693 County page
23	Knox$698 County page
24	Hickman$702 County page
25	Crittenden$713 County page

How this ranking works

This page ranks Kentucky counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Kentucky has the lowest monthly housing payment?: Letcher has the lowest monthly housing payment in Kentucky, at $310.
What is the monthly housing payment in Letcher?: Letcher is ranked #1 in Kentucky for monthly housing payment, at $310.
How is this monthly housing payment ranking calculated?: Counties in Kentucky are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.