Best placesKentuckyMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Kentucky (2026)

Knott has the lowest monthly housing payment of any county in Kentucky, at $539, followed by Harlan and Letcher. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 25 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in Kentucky

Top 25 of 120 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Kentucky
RankCountyValue
1Knott$539
2Harlan$596
3Letcher$602
4Breathitt$617
5Leslie$667
6Floyd$675
7Bell$689
8Perry$741
9Fulton$743
10McCreary$752
11Pike$791
12Martin$800
13Jackson$819
14Lewis$833
15Clay$851
16Crittenden$874
17Estill$885
18Menifee$898
19Wolfe$909
20Muhlenberg$930
21Hickman$932
22Morgan$943
23Magoffin$951
24Rockcastle$957
25Lee$963

How this ranking works

This page ranks Kentucky counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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