Which county in Kentucky has the lowest monthly housing payment?

Knott has the lowest monthly housing payment in Kentucky, at $539.

What is the monthly housing payment in Knott?

Knott is ranked #1 in Kentucky for monthly housing payment, at $539.

Counties With the Lowest Monthly Housing Payment in Kentucky (2026)

Lowest counties for monthly housing payment in Kentucky

Top 25 of 120 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Kentucky

Rank	County	Value
01	Knott$539 County page
02	Harlan$596 County page
03	Letcher$602 County page
04	Breathitt$617 County page
05	Leslie$667 County page
06	Floyd$675 County page
07	Bell$689 County page
08	Perry$741 County page
09	Fulton$743 County page
10	McCreary$752 County page
11	Pike$791 County page
12	Martin$800 County page
13	Jackson$819 County page
14	Lewis$833 County page
15	Clay$851 County page
16	Crittenden$874 County page
17	Estill$885 County page
18	Menifee$898 County page
19	Wolfe$909 County page
20	Muhlenberg$930 County page
21	Hickman$932 County page
22	Morgan$943 County page
23	Magoffin$951 County page
24	Rockcastle$957 County page
25	Lee$963 County page

How this ranking works

This page ranks Kentucky counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Kentucky has the lowest monthly housing payment?: Knott has the lowest monthly housing payment in Kentucky, at $539.
What is the monthly housing payment in Knott?: Knott is ranked #1 in Kentucky for monthly housing payment, at $539.
How is this monthly housing payment ranking calculated?: Counties in Kentucky are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.