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Map of Monthly Payment (PITI) by US State

As of Zillow 2026-06, monthly payment (piti) ranges from $1,113 in West Virginia to $4,987 in California across US states, with a median of $2,309 among the 51 states with data. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized).

Estimated total monthly housing cost: principal + interest (20% down at current rates), property tax, and homeowners insurance. Smoothed and seasonally adjusted.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Choropleth map of Monthly Payment (PITI) across US states (Zillow 2026-06), by hearthmap
Monthly Payment (PITI) by US state. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized).

Category

housing

Native level

County

Unit

US dollars

Vintage

Zillow 2026-06

States ranked by monthly payment (piti)

51 states with data (Zillow 2026-06). Top 10 highest and bottom 10 lowest.

Top 10 states by monthly payment (piti)
RankStateValue
1California$4,987
2Hawaii$4,629
3New York$4,237
4Massachusetts$4,223
5New Jersey$4,181
6Connecticut$4,002
7Washington$3,801
8New Hampshire$3,482
9District of Columbia$3,394
10Colorado$3,319
Bottom 10 states by monthly payment (piti)
RankStateValue
51West Virginia$1,113
50Mississippi$1,304
49Louisiana$1,424
48Arkansas$1,428
47Alabama$1,441
46Oklahoma$1,487
45Kentucky$1,533
44Indiana$1,633
43Iowa$1,661
42Ohio$1,689

About this map

hearthmap renders monthly payment (piti) as a choropleth map of the United States. Zoom in to see county values shaded against the rest of the country, and click any region to see its exact value with margin of error.

You can layer filters and a custom match score on top of monthly payment (piti)to find places that match what matters to you. Combine it with school ratings, housing prices, commute times, and more.

Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized) · Zillow 2026-06

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