Lowest counties for monthly housing payment in California
Top 25 of 58 counties with data.
Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first.
Lowest counties for monthly housing payment in California
| Rank | County | Value |
|---|---|---|
| 01 | Modoc$1,009 County page | |
| 02 | Lassen$1,212 County page | |
| 03 | Trinity$1,235 County page | |
| 04 | Siskiyou$1,478 County page | |
| 05 | Lake$1,583 County page | |
| 06 | Tehama$1,654 County page | |
| 07 | Sierra$1,697 County page | |
| 08 | Kern$1,891 County page | |
| 09 | Glenn$1,892 County page | |
| 10 | Tulare$1,894 County page | |
| 11 | Del Norte$1,895 County page | |
| 12 | Kings$1,910 County page | |
| 13 | Plumas$1,911 County page | |
| 14 | Shasta$1,930 County page | |
| 15 | Colusa$1,948 County page | |
| 16 | Imperial$2,005 County page | |
| 17 | Tuolumne$2,023 County page | |
| 18 | Mariposa$2,025 County page | |
| 19 | Butte$2,068 County page | |
| 20 | Fresno$2,121 County page | |
| 21 | Humboldt$2,166 County page | |
| 22 | Merced$2,171 County page | |
| 23 | Yuba$2,180 County page | |
| 24 | Amador$2,181 County page | |
| 25 | Madera$2,215 County page | |
How this ranking works
This page ranks California counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.
For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.
Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).
Frequently asked questions
- Which county in California has the lowest monthly housing payment?
- Modoc has the lowest monthly housing payment in California, at $1,009.
- What is the monthly housing payment in Modoc?
- Modoc is ranked #1 in California for monthly housing payment, at $1,009.
- How is this monthly housing payment ranking calculated?
- Counties in California are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.
Related
More California county rankings
- 01Cheapest home pricesCheapest Counties to Buy a House in California

- 02Lowest property taxLowest Property Taxes in California by County

- 03Cheapest homeowners insuranceCounties With the Cheapest Homeowners Insurance in California

- 04Cheapest childcare costCounties With the Cheapest Childcare in California

- 05Lowest natural disaster riskLowest Natural Disaster Risk Counties in California

- 06Lowest flood riskLowest Flood Risk Counties in California

- 07Lowest wildfire riskLowest Wildfire Risk Counties in California

- 08Safest countiesSafest Counties (Lowest Violent Crime) in California

- 09Best school ratingsCalifornia School Rankings by County

- 10Highest household incomeCounties With the Highest Household Income in California

- 11Shortest commute timeCounties With the Shortest Commute in California

- 12Fastest-selling homesCounties Where Homes Sell Fastest in California

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