Best placesCaliforniaMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in California (2026)

Modoc has the lowest monthly housing payment of any county in California, at $950, followed by Lassen and Trinity (data vintage Zillow 2026-04). The full ranking of the top 25 counties is below.

Data updated April 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in California

Top 25 of 58 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-04), lowest first.

Lowest counties for monthly housing payment in California
RankCountyValue
1Modoc$950
2Lassen$1,145
3Trinity$1,265
4Siskiyou$1,399
5Lake$1,530
6Tehama$1,600
7Sierra$1,648
8Tulare$1,797
9Glenn$1,804
10Kern$1,805
11Kings$1,811
12Del Norte$1,812
13Plumas$1,815
14Colusa$1,844
15Shasta$1,861
16Imperial$1,889
17Tuolumne$1,955
18Mariposa$1,977
19Butte$2,002
20Fresno$2,036
21Merced$2,079
22Amador$2,083
23Yuba$2,085
24Madera$2,113
25Humboldt$2,126

How this ranking works

This page ranks California counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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