Lowest counties for monthly housing payment in California
Top 25 of 58 counties with data.
Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.
Lowest counties for monthly housing payment in California
| Rank | County | Value |
|---|---|---|
| 01 | Modoc$1,288 County page | |
| 02 | Lassen$1,540 County page | |
| 03 | Trinity$1,648 County page | |
| 04 | Siskiyou$1,794 County page | |
| 05 | Lake$1,977 County page | |
| 06 | Tehama$1,991 County page | |
| 07 | Sierra$2,109 County page | |
| 08 | Tulare$2,160 County page | |
| 09 | Kings$2,181 County page | |
| 10 | Glenn$2,187 County page | |
| 11 | Del Norte$2,206 County page | |
| 12 | Colusa$2,237 County page | |
| 13 | Kern$2,253 County page | |
| 14 | Plumas$2,290 County page | |
| 15 | Imperial$2,305 County page | |
| 16 | Shasta$2,321 County page | |
| 17 | Fresno$2,440 County page | |
| 18 | Butte$2,442 County page | |
| 19 | Merced$2,460 County page | |
| 20 | Tuolumne$2,493 County page | |
| 21 | Humboldt$2,502 County page | |
| 22 | Yuba$2,520 County page | |
| 23 | Mariposa$2,533 County page | |
| 24 | Madera$2,564 County page | |
| 25 | Amador$2,632 County page | |
How this ranking works
This page ranks California counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.
For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.
Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).
Frequently asked questions
- Which county in California has the lowest monthly housing payment?
- Modoc has the lowest monthly housing payment in California, at $1,288.
- What is the monthly housing payment in Modoc?
- Modoc is ranked #1 in California for monthly housing payment, at $1,288.
- How is this monthly housing payment ranking calculated?
- Counties in California are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.
Related
More California county rankings
- 01Cheapest home pricesCheapest Counties to Buy a House in California

- 02Lowest property taxLowest Property Taxes in California by County

- 03Cheapest homeowners insuranceCounties With the Cheapest Homeowners Insurance in California

- 04Cheapest childcare costCounties With the Cheapest Childcare in California

- 05Lowest natural disaster riskLowest Natural Disaster Risk Counties in California

- 06Lowest flood riskLowest Flood Risk Counties in California

- 07Lowest wildfire riskLowest Wildfire Risk Counties in California

- 08Safest countiesSafest Counties (Lowest Violent Crime) in California

- 09Best school ratingsCalifornia School Rankings by County

- 10Highest household incomeCounties With the Highest Household Income in California

- 11Shortest commute timeCounties With the Shortest Commute in California

- 12Fastest-selling homesCounties Where Homes Sell Fastest in California

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