Best placesCaliforniaMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in California (2026)

Modoc has the lowest monthly housing payment of any county in California, at $1,288, followed by Lassen and Trinity. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 25 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in California

Top 25 of 58 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in California
RankCountyValue
1Modoc$1,288
2Lassen$1,540
3Trinity$1,648
4Siskiyou$1,794
5Lake$1,977
6Tehama$1,991
7Sierra$2,109
8Tulare$2,160
9Kings$2,181
10Glenn$2,187
11Del Norte$2,206
12Colusa$2,237
13Kern$2,253
14Plumas$2,290
15Imperial$2,305
16Shasta$2,321
17Fresno$2,440
18Butte$2,442
19Merced$2,460
20Tuolumne$2,493
21Humboldt$2,502
22Yuba$2,520
23Mariposa$2,533
24Madera$2,564
25Amador$2,632

How this ranking works

This page ranks California counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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