Which county in New Mexico has the lowest monthly housing payment?

De Baca has the lowest monthly housing payment in New Mexico, at $485.

What is the monthly housing payment in De Baca?

De Baca is ranked #1 in New Mexico for monthly housing payment, at $485.

Counties With the Lowest Monthly Housing Payment in New Mexico (2026)

Lowest counties for monthly housing payment in New Mexico

Top 25 of 33 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first.

Lowest counties for monthly housing payment in New Mexico

Rank	County	Value
01	De Baca$485 County page
02	Quay$503 County page
03	Hidalgo$556 County page
04	Union$594 County page
05	Guadalupe$707 County page
06	Roosevelt$732 County page
07	Cibola$811 County page
08	Curry$812 County page
09	Luna$840 County page
10	Chaves$882 County page
11	Harding$931 County page
12	Sierra$938 County page
13	Grant$943 County page
14	Lea$1,025 County page
15	Socorro$1,043 County page
16	McKinley$1,119 County page
17	Catron$1,133 County page
18	Torrance$1,145 County page
19	Otero$1,175 County page
20	Colfax$1,254 County page
21	Eddy$1,265 County page
22	San Miguel$1,287 County page
23	San Juan$1,405 County page
24	Doña Ana$1,467 County page
25	Valencia$1,623 County page

How this ranking works

This page ranks New Mexico counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in New Mexico has the lowest monthly housing payment?: De Baca has the lowest monthly housing payment in New Mexico, at $485.
What is the monthly housing payment in De Baca?: De Baca is ranked #1 in New Mexico for monthly housing payment, at $485.
How is this monthly housing payment ranking calculated?: Counties in New Mexico are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.