Which county in New Mexico has the lowest homeowners insurance?

San Juan has the lowest homeowners insurance in New Mexico, at $1,418.

What is the homeowners insurance in San Juan?

San Juan is ranked #1 in New Mexico for homeowners insurance, at $1,418.

How is this homeowners insurance ranking calculated?

Counties in New Mexico are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in New Mexico (2026)

Full county table and CSV download: Home insurance by county in New Mexico

Cheapest counties for homeowners insurance in New Mexico

Top 25 of 33 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in New Mexico

Rank	County	Value
01	San Juan$1,418 County page
02	Grant$1,554 County page
03	Doña Ana$1,587 County page
04	Sierra$1,635 County page
05	Sandoval$1,649 County page
06	Bernalillo$1,651 County page
07	Luna$1,698 County page
08	Cibola$1,698 County page
09	Socorro$1,836 County page
10	Catron$1,844 County page
11	Harding$1,844 County page
12	Hidalgo$1,844 County page
13	Guadalupe$1,844 County page
14	De Baca$1,844 County page
15	Mora$1,844 County page
16	McKinley$1,873 County page
17	Torrance$1,983 County page
18	Otero$1,985 County page
19	Santa Fe$2,056 County page
20	Quay$2,105 County page
21	Valencia$2,113 County page
22	Taos$2,127 County page
23	Los Alamos$2,202 County page
24	Rio Arriba$2,366 County page
25	Lincoln$2,477 County page

How this ranking works

This page ranks New Mexico counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in New Mexico has the lowest homeowners insurance?: San Juan has the lowest homeowners insurance in New Mexico, at $1,418.
What is the homeowners insurance in San Juan?: San Juan is ranked #1 in New Mexico for homeowners insurance, at $1,418.
How is this homeowners insurance ranking calculated?: Counties in New Mexico are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.