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Counties With the Cheapest Homeowners Insurance in New Mexico (2026)

San Juan has the lowest homeowners insurance of any county in New Mexico, at $1,418, followed by Grant and Doña Ana. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in New Mexico

Top 25 of 33 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in New Mexico
RankCountyValue
1San Juan$1,418
2Grant$1,554
3Doña Ana$1,587
4Sierra$1,635
5Sandoval$1,649
6Bernalillo$1,651
7Luna$1,698
8Cibola$1,698
9Socorro$1,836
10Catron$1,844
11Harding$1,844
12Hidalgo$1,844
13Guadalupe$1,844
14De Baca$1,844
15Mora$1,844
16McKinley$1,873
17Torrance$1,983
18Otero$1,985
19Santa Fe$2,056
20Quay$2,105
21Valencia$2,113
22Taos$2,127
23Los Alamos$2,202
24Rio Arriba$2,366
25Lincoln$2,477

How this ranking works

This page ranks New Mexico counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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