Best placesNew MexicoHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in New Mexico (2026)

McKinley has the lowest homeowners insurance of any county in New Mexico, at $1,322, followed by San Juan and Colfax (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in New Mexico

Top 25 of 33 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in New Mexico
RankCountyValue
1McKinley$1,322
2San Juan$1,322
3Colfax$1,322
4Lea$1,322
5Eddy$1,322
6Curry$1,322
7Luna$1,322
8Catron$1,322
9Roosevelt$1,322
10Santa Fe$1,322
11Harding$1,322
12Torrance$1,322
13Rio Arriba$1,322
14Lincoln$1,322
15Grant$1,322
16De Baca$1,322
17Sandoval$1,322
18Mora$1,322
19Valencia$1,322
20Quay$1,322
21San Miguel$1,322
22Taos$1,322
23Los Alamos$1,322
24Doña Ana$1,322
25Hidalgo$1,322

How this ranking works

This page ranks New Mexico counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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