Category
economics
Native level
State
Unit
US dollars
Vintage
2022
States ranked by homeowners insurance cost
51 states with data (2022). Top 10 highest and bottom 10 lowest.
| Rank | State | Value |
|---|---|---|
| 1 | Louisiana | $2,178 |
| 2 | Florida | $2,165 |
| 3 | Nebraska | $2,103 |
| 4 | Colorado | $2,079 |
| 5 | Oklahoma | $2,030 |
| 6 | Kansas | $1,990 |
| 7 | Texas | $1,956 |
| 8 | Mississippi | $1,809 |
| 9 | South Dakota | $1,759 |
| 10 | North Dakota | $1,747 |
| Rank | State | Value |
|---|---|---|
| 51 | Hawaii | $582 |
| 50 | Vermont | $729 |
| 49 | Oregon | $778 |
| 48 | Washington | $836 |
| 47 | Utah | $845 |
| 46 | Delaware | $899 |
| 45 | Nevada | $938 |
| 44 | New Hampshire | $956 |
| 43 | Idaho | $990 |
| 42 | Maine | $1,014 |
About this map
hearthmap renders homeowners insurance cost as a choropleth map of the United States. Zoom in to see state values shaded against the rest of the country, and click any region to see its exact value with margin of error.
You can layer filters and a custom match score on top of homeowners insurance costto find places that match what matters to you. Combine it with school ratings, housing prices, commute times, and more.
Source: NAIC Homeowners Insurance Report · 2022