Best placesTexasMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Texas (2026)

Cochran has the lowest monthly housing payment of any county in Texas, at $523, followed by Hardeman and King. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 25 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

Explore monthly housing payment on the map

Lowest counties for monthly housing payment in Texas

Top 25 of 254 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Texas
RankCountyValue
1Cochran$523
2Hardeman$581
3King$602
4Cottle$614
5Brooks$618
6Foard$694
7Jim Hogg$694
8Duval$695
9Hall$697
10Knox$711
11Floyd$719
12Crosby$722
13Haskell$797
14Collingsworth$798
15Dickens$800
16Stonewall$801
17Terrell$819
18Zavala$822
19Gray$830
20Mitchell$832
21Fisher$838
22Wheeler$840
23Zapata$849
24Wilbarger$880
25Lamb$880

How this ranking works

This page ranks Texas counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Related

More Texas county rankings

Compare monthly housing payment with everything else that matters on the live map.

Open the Map