Which county in Michigan has the lowest monthly housing payment?

Gogebic has the lowest monthly housing payment in Michigan, at $695.

What is the monthly housing payment in Gogebic?

Gogebic is ranked #1 in Michigan for monthly housing payment, at $695.

Counties With the Lowest Monthly Housing Payment in Michigan (2026)

Lowest counties for monthly housing payment in Michigan

Top 25 of 83 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first.

Lowest counties for monthly housing payment in Michigan

Rank	County	Value
01	Gogebic$695 County page
02	Ontonagon$707 County page
03	Luce$735 County page
04	Oscoda$763 County page
05	Iron$805 County page
06	Clare$837 County page
07	Lake$870 County page
08	Arenac$895 County page
09	Iosco$904 County page
10	Montmorency$916 County page
11	Saginaw$919 County page
12	Wayne$922 County page
13	Baraga$933 County page
14	Crawford$943 County page
15	Gratiot$946 County page
16	Dickinson$947 County page
17	Ogemaw$947 County page
18	Menominee$969 County page
19	Tuscola$975 County page
20	Bay$977 County page
21	Gladwin$984 County page
22	Calhoun$997 County page
23	Roscommon$1,007 County page
24	Alpena$1,014 County page
25	Alcona$1,020 County page

How this ranking works

This page ranks Michigan counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Michigan has the lowest monthly housing payment?: Gogebic has the lowest monthly housing payment in Michigan, at $695.
What is the monthly housing payment in Gogebic?: Gogebic is ranked #1 in Michigan for monthly housing payment, at $695.
How is this monthly housing payment ranking calculated?: Counties in Michigan are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.