Best placesMichiganMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Michigan (2026)

Luce has the lowest monthly housing payment of any county in Michigan, at $628, followed by Gogebic and Ontonagon (data vintage Zillow 2026-04). The full ranking of the top 25 counties is below.

Data updated April 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in Michigan

Top 25 of 83 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-04), lowest first.

Lowest counties for monthly housing payment in Michigan
RankCountyValue
1Luce$628
2Gogebic$630
3Ontonagon$651
4Iron$714
5Oscoda$737
6Clare$795
7Arenac$797
8Lake$829
9Baraga$831
10Iosco$833
11Saginaw$850
12Ogemaw$864
13Crawford$866
14Wayne$880
15Menominee$883
16Dickinson$885
17Bay$903
18Gratiot$908
19Montmorency$918
20Calhoun$922
21Houghton$935
22Gladwin$938
23Roscommon$940
24Tuscola$941
25Alcona$944

How this ranking works

This page ranks Michigan counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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