Best placesMichiganMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Michigan (2026)

Luce has the lowest monthly housing payment of any county in Michigan, at $904, followed by Ontonagon and Oscoda. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 25 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in Michigan

Top 25 of 83 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Michigan
RankCountyValue
1Luce$904
2Ontonagon$988
3Oscoda$1,001
4Gogebic$1,028
5Iron$1,117
6Lake$1,149
7Clare$1,168
8Arenac$1,181
9Iosco$1,183
10Crawford$1,222
11Montmorency$1,234
12Baraga$1,244
13Ogemaw$1,261
14Dickinson$1,268
15Alcona$1,279
16Roscommon$1,303
17Alpena$1,307
18Houghton$1,308
19Bay$1,328
20Menominee$1,334
21Tuscola$1,340
22Saginaw$1,341
23Huron$1,360
24Wayne$1,361
25Schoolcraft$1,375

How this ranking works

This page ranks Michigan counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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