Which county in Michigan has the lowest monthly housing payment?

Luce has the lowest monthly housing payment in Michigan, at $904.

What is the monthly housing payment in Luce?

Luce is ranked #1 in Michigan for monthly housing payment, at $904.

Counties With the Lowest Monthly Housing Payment in Michigan (2026)

Lowest counties for monthly housing payment in Michigan

Top 25 of 83 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Michigan

Rank	County	Value
01	Luce$904 County page
02	Ontonagon$988 County page
03	Oscoda$1,001 County page
04	Gogebic$1,028 County page
05	Iron$1,117 County page
06	Lake$1,149 County page
07	Clare$1,168 County page
08	Arenac$1,181 County page
09	Iosco$1,183 County page
10	Crawford$1,222 County page
11	Montmorency$1,234 County page
12	Baraga$1,244 County page
13	Ogemaw$1,261 County page
14	Dickinson$1,268 County page
15	Alcona$1,279 County page
16	Roscommon$1,303 County page
17	Alpena$1,307 County page
18	Houghton$1,308 County page
19	Bay$1,328 County page
20	Menominee$1,334 County page
21	Tuscola$1,340 County page
22	Saginaw$1,341 County page
23	Huron$1,360 County page
24	Wayne$1,361 County page
25	Schoolcraft$1,375 County page

How this ranking works

This page ranks Michigan counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Michigan has the lowest monthly housing payment?: Luce has the lowest monthly housing payment in Michigan, at $904.
What is the monthly housing payment in Luce?: Luce is ranked #1 in Michigan for monthly housing payment, at $904.
How is this monthly housing payment ranking calculated?: Counties in Michigan are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.