Best placesNorth CarolinaMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in North Carolina (2026)

Bertie has the lowest monthly housing payment of any county in North Carolina, at $343, followed by Halifax and Washington. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07. The full ranking of the top 25 counties is below.

Data updated July 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

Map of monthly payment (piti)
US map of monthly housing payment

monthly housing payment

Lowest monthly housing payment in North Carolina

#1 Bertie$343

Open map

Lowest counties for monthly housing payment in North Carolina

Top 25 of 100 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first.

How this ranking works

This page ranks North Carolina counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in North Carolina has the lowest monthly housing payment?
Bertie has the lowest monthly housing payment in North Carolina, at $343.
What is the monthly housing payment in Bertie?
Bertie is ranked #1 in North Carolina for monthly housing payment, at $343.
How is this monthly housing payment ranking calculated?
Counties in North Carolina are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Related

More North Carolina county rankings

Get the monthly digest

One email a month: fresh rankings, new datasets on the map, and a few interesting county data finds.

No spam, one-click unsubscribe, and we never share your address.

See these North Carolina counties on the live map.