Best placesNorth CarolinaMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in North Carolina (2026)

Bertie has the lowest monthly housing payment of any county in North Carolina, at $524, followed by Halifax and Hertford. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 25 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in North Carolina

Top 25 of 100 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in North Carolina
RankCountyValue
1Bertie$524
2Halifax$771
3Hertford$871
4Northampton$882
5Washington$897
6Martin$954
7Richmond$972
8Jones$986
9Edgecombe$995
10Robeson$998
11Anson$1,018
12Scotland$1,051
13Sampson$1,061
14Lenoir$1,083
15Bladen$1,115
16Tyrrell$1,170
17Greene$1,224
18Vance$1,228
19Wayne$1,246
20Rockingham$1,265
21Duplin$1,277
22Montgomery$1,286
23Columbus$1,307
24Caswell$1,332
25Cleveland$1,349

How this ranking works

This page ranks North Carolina counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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