Best placesMassachusettsMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Massachusetts (2026)

Hampden has the lowest monthly housing payment of any county in Massachusetts, at $1,817, followed by Franklin and Berkshire. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07. The full ranking of the top 14 counties is below.

Data updated July 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

Map of monthly payment (piti)
US map of monthly housing payment

monthly housing payment

Lowest monthly housing payment in Massachusetts

#1 Hampden$1,817

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Lowest counties for monthly housing payment in Massachusetts

Top 14 of 14 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first.

Lowest counties for monthly housing payment in Massachusetts

RankCountyValue
01
Hampden$1,817
County page
02
Franklin$1,917
County page
03
Berkshire$2,008
County page
04
Hampshire$2,331
County page
05
Worcester$2,564
County page
06
Bristol$2,812
County page
07
Plymouth$3,338
County page
08
Essex$3,716
County page
09
Suffolk$3,876
County page
10County page
11
Norfolk$3,970
County page
12
Middlesex$4,191
County page
13
Dukes$7,894
County page
14
Nantucket$16,042
County page

How this ranking works

This page ranks Massachusetts counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Massachusetts has the lowest monthly housing payment?
Hampden has the lowest monthly housing payment in Massachusetts, at $1,817.
What is the monthly housing payment in Hampden?
Hampden is ranked #1 in Massachusetts for monthly housing payment, at $1,817.
How is this monthly housing payment ranking calculated?
Counties in Massachusetts are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

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