Cheapest counties for homeowners insurance in Massachusetts
Top 14 of 14 counties with data.
Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.
Cheapest counties for homeowners insurance in Massachusetts
| Rank | County | Value |
|---|---|---|
| 01 | Berkshire$1,848 County page | |
| 02 | Hampden$1,886 County page | |
| 03 | Hampshire$2,064 County page | |
| 04 | Franklin$2,076 County page | |
| 05 | Worcester$2,204 County page | |
| 06 | Bristol$2,403 County page | |
| 07 | Middlesex$2,460 County page | |
| 08 | Essex$2,596 County page | |
| 09 | Norfolk$2,656 County page | |
| 10 | Suffolk$2,714 County page | |
| 11 | Barnstable$2,897 County page | |
| 12 | Plymouth$2,930 County page | |
| 13 | Nantucket$3,622 County page | |
| 14 | Dukes$3,976 County page | |
How this ranking works
This page ranks Massachusetts counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.
For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.
Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.
Frequently asked questions
- Which county in Massachusetts has the lowest homeowners insurance?
- Berkshire has the lowest homeowners insurance in Massachusetts, at $1,848.
- What is the homeowners insurance in Berkshire?
- Berkshire is ranked #1 in Massachusetts for homeowners insurance, at $1,848.
- How is this homeowners insurance ranking calculated?
- Counties in Massachusetts are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.
Related
More Massachusetts county rankings
- 01Cheapest home pricesCheapest Counties to Buy a House in Massachusetts

- 02Lowest monthly housing paymentCounties With the Lowest Monthly Housing Payment in Massachusetts

- 03Lowest property taxLowest Property Taxes in Massachusetts by County

- 04Cheapest childcare costCounties With the Cheapest Childcare in Massachusetts

- 05Lowest natural disaster riskLowest Natural Disaster Risk Counties in Massachusetts

- 06Lowest flood riskLowest Flood Risk Counties in Massachusetts

- 07Lowest wildfire riskLowest Wildfire Risk Counties in Massachusetts

- 08Safest countiesSafest Counties (Lowest Violent Crime) in Massachusetts

- 09Best school ratingsMassachusetts School Rankings by County

- 10Highest household incomeCounties With the Highest Household Income in Massachusetts

- 11Shortest commute timeCounties With the Shortest Commute in Massachusetts

- 12Fastest-selling homesCounties Where Homes Sell Fastest in Massachusetts

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