Best placesMassachusettsHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Massachusetts (2026)

Dukes has the lowest homeowners insurance of any county in Massachusetts, at $1,631, followed by Franklin and Berkshire (data vintage 2022). The full ranking of the top 14 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Massachusetts

Top 14 of 14 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Massachusetts
RankCountyValue
1Dukes$1,631
2Franklin$1,631
3Berkshire$1,631
4Nantucket$1,631
5Hampden$1,631
6Middlesex$1,631
7Worcester$1,631
8Hampshire$1,631
9Essex$1,631
10Plymouth$1,631
11Barnstable$1,631
12Bristol$1,631
13Suffolk$1,631
14Norfolk$1,631

How this ranking works

This page ranks Massachusetts counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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