Best placesTennesseeMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Tennessee (2026)

Lake has the lowest monthly housing payment of any county in Tennessee, at $555, followed by Lauderdale and Hardeman (data vintage Zillow 2026-04). The full ranking of the top 25 counties is below.

Data updated April 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in Tennessee

Top 25 of 95 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-04), lowest first.

Lowest counties for monthly housing payment in Tennessee
RankCountyValue
1Lake$555
2Lauderdale$676
3Hardeman$782
4Obion$818
5Chester$830
6McNairy$839
7Dyer$849
8Hancock$849
9Perry$850
10Haywood$851
11Carroll$884
12Scott$886
13Gibson$890
14Decatur$893
15Wayne$913
16Benton$929
17Hickman$933
18Weakley$947
19Crockett$968
20Grundy$1,025
21Hardin$1,040
22Clay$1,047
23Morgan$1,055
24Henderson$1,058
25Henry$1,080

How this ranking works

This page ranks Tennessee counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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