Which county in Tennessee has the lowest monthly housing payment?

Lake has the lowest monthly housing payment in Tennessee, at $589.

What is the monthly housing payment in Lake?

Lake is ranked #1 in Tennessee for monthly housing payment, at $589.

Counties With the Lowest Monthly Housing Payment in Tennessee (2026)

Lowest counties for monthly housing payment in Tennessee

Top 25 of 95 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first.

Lowest counties for monthly housing payment in Tennessee

Rank	County	Value
01	Lake$589 County page
02	Lauderdale$730 County page
03	Hardeman$832 County page
04	Chester$862 County page
05	Obion$876 County page
06	Perry$896 County page
07	McNairy$908 County page
08	Haywood$921 County page
09	Dyer$922 County page
10	Hancock$926 County page
11	Carroll$933 County page
12	Gibson$939 County page
13	Decatur$948 County page
14	Wayne$950 County page
15	Hickman$977 County page
16	Weakley$995 County page
17	Benton$996 County page
18	Crockett$1,002 County page
19	Scott$1,003 County page
20	Grundy$1,085 County page
21	Hardin$1,090 County page
22	Clay$1,099 County page
23	Morgan$1,104 County page
24	Henderson$1,119 County page
25	Shelby$1,132 County page

How this ranking works

This page ranks Tennessee counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Tennessee has the lowest monthly housing payment?: Lake has the lowest monthly housing payment in Tennessee, at $589.
What is the monthly housing payment in Lake?: Lake is ranked #1 in Tennessee for monthly housing payment, at $589.
How is this monthly housing payment ranking calculated?: Counties in Tennessee are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.