Best placesTennesseeHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Tennessee (2026)

Haywood has the lowest homeowners insurance of any county in Tennessee, at $1,453, followed by McMinn and Williamson (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Tennessee

Top 25 of 95 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Tennessee
RankCountyValue
1Haywood$1,453
2McMinn$1,453
3Williamson$1,453
4Obion$1,453
5Maury$1,453
6Davidson$1,453
7Hardeman$1,453
8Sevier$1,453
9Benton$1,453
10White$1,453
11Stewart$1,453
12Moore$1,453
13Hamblen$1,453
14Hamilton$1,453
15Henderson$1,453
16Grainger$1,453
17Anderson$1,453
18Cocke$1,453
19Hickman$1,453
20Wayne$1,453
21Washington$1,453
22Franklin$1,453
23Meigs$1,453
24Hawkins$1,453
25Madison$1,453

How this ranking works

This page ranks Tennessee counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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