Which county in Tennessee has the lowest homeowners insurance?

Hamblen has the lowest homeowners insurance in Tennessee, at $1,402.

What is the homeowners insurance in Hamblen?

Hamblen is ranked #1 in Tennessee for homeowners insurance, at $1,402.

How is this homeowners insurance ranking calculated?

Counties in Tennessee are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Tennessee (2026)

Full county table and CSV download: Home insurance by county in Tennessee

Cheapest counties for homeowners insurance in Tennessee

Top 25 of 95 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Tennessee

Rank	County	Value
01	Hamblen$1,402 County page
02	Sullivan$1,430 County page
03	Unicoi$1,451 County page
04	Hawkins$1,456 County page
05	Carter$1,525 County page
06	Cocke$1,631 County page
07	Knox$1,652 County page
08	Bradley$1,657 County page
09	Loudon$1,679 County page
10	Union$1,687 County page
11	Grainger$1,690 County page
12	Campbell$1,693 County page
13	Anderson$1,694 County page
14	Jefferson$1,696 County page
15	Cumberland$1,725 County page
16	Greene$1,739 County page
17	Sevier$1,750 County page
18	Marshall$1,789 County page
19	Overton$1,792 County page
20	Rhea$1,805 County page
21	Putnam$1,830 County page
22	Giles$1,837 County page
23	Blount$1,842 County page
24	White$1,859 County page
25	Bedford$1,864 County page

How this ranking works

This page ranks Tennessee counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Tennessee has the lowest homeowners insurance?: Hamblen has the lowest homeowners insurance in Tennessee, at $1,402.
What is the homeowners insurance in Hamblen?: Hamblen is ranked #1 in Tennessee for homeowners insurance, at $1,402.
How is this homeowners insurance ranking calculated?: Counties in Tennessee are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.