Which county in Washington has the lowest monthly housing payment?

Garfield has the lowest monthly housing payment in Washington, at $1,267.

What is the monthly housing payment in Garfield?

Garfield is ranked #1 in Washington for monthly housing payment, at $1,267.

Counties With the Lowest Monthly Housing Payment in Washington (2026)

Lowest counties for monthly housing payment in Washington

Top 25 of 39 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first.

Lowest counties for monthly housing payment in Washington

Rank	County	Value
01	Garfield$1,267 County page
02	Columbia$1,419 County page
03	Ferry$1,462 County page
04	Adams$1,599 County page
05	Okanogan$1,619 County page
06	Grays Harbor$1,649 County page
07	Lincoln$1,666 County page
08	Whitman$1,703 County page
09	Pacific$1,736 County page
10	Asotin$1,810 County page
11	Yakima$1,827 County page
12	Grant$1,866 County page
13	Stevens$1,931 County page
14	Pend Oreille$1,935 County page
15	Wahkiakum$2,078 County page
16	Walla Walla$2,171 County page
17	Franklin$2,186 County page
18	Cowlitz$2,193 County page
19	Spokane$2,200 County page
20	Lewis$2,249 County page
21	Benton$2,341 County page
22	Mason$2,347 County page
23	Klickitat$2,462 County page
24	Clallam$2,564 County page
25	Douglas$2,597 County page

How this ranking works

This page ranks Washington counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Washington has the lowest monthly housing payment?: Garfield has the lowest monthly housing payment in Washington, at $1,267.
What is the monthly housing payment in Garfield?: Garfield is ranked #1 in Washington for monthly housing payment, at $1,267.
How is this monthly housing payment ranking calculated?: Counties in Washington are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.