Which county in Washington has the lowest monthly housing payment?

Garfield has the lowest monthly housing payment in Washington, at $1,286.

What is the monthly housing payment in Garfield?

Garfield is ranked #1 in Washington for monthly housing payment, at $1,286.

Counties With the Lowest Monthly Housing Payment in Washington (2026)

Lowest counties for monthly housing payment in Washington

Top 25 of 39 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first.

Lowest counties for monthly housing payment in Washington

Rank	County	Value
01	Garfield$1,286 County page
02	Columbia$1,415 County page
03	Ferry$1,500 County page
04	Adams$1,586 County page
05	Okanogan$1,611 County page
06	Grays Harbor$1,655 County page
07	Lincoln$1,665 County page
08	Whitman$1,722 County page
09	Pacific$1,738 County page
10	Asotin$1,787 County page
11	Yakima$1,819 County page
12	Grant$1,844 County page
13	Pend Oreille$1,921 County page
14	Stevens$1,926 County page
15	Wahkiakum$2,070 County page
16	Walla Walla$2,134 County page
17	Franklin$2,140 County page
18	Cowlitz$2,157 County page
19	Spokane$2,179 County page
20	Lewis$2,238 County page
21	Benton$2,299 County page
22	Mason$2,329 County page
23	Klickitat$2,427 County page
24	Clallam$2,535 County page
25	Douglas$2,542 County page

How this ranking works

This page ranks Washington counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Washington has the lowest monthly housing payment?: Garfield has the lowest monthly housing payment in Washington, at $1,286.
What is the monthly housing payment in Garfield?: Garfield is ranked #1 in Washington for monthly housing payment, at $1,286.
How is this monthly housing payment ranking calculated?: Counties in Washington are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.