Which county in Washington has the lowest homeowners insurance?

Clallam has the lowest homeowners insurance in Washington, at $1,448.

What is the homeowners insurance in Clallam?

Clallam is ranked #1 in Washington for homeowners insurance, at $1,448.

How is this homeowners insurance ranking calculated?

Counties in Washington are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Washington (2026)

Full county table and CSV download: Home insurance by county in Washington

Cheapest counties for homeowners insurance in Washington

Top 25 of 39 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Washington

Rank	County	Value
01	Clallam$1,448 County page
02	Clark$1,515 County page
03	Asotin$1,533 County page
04	Kitsap$1,543 County page
05	Spokane$1,572 County page
06	Cowlitz$1,573 County page
07	Grays Harbor$1,588 County page
08	Franklin$1,602 County page
09	Thurston$1,612 County page
10	Walla Walla$1,615 County page
11	Douglas$1,619 County page
12	Mason$1,667 County page
13	Pierce$1,681 County page
14	Whatcom$1,682 County page
15	Whitman$1,684 County page
16	Pacific$1,697 County page
17	Yakima$1,728 County page
18	Jefferson$1,758 County page
19	Snohomish$1,769 County page
20	Skagit$1,775 County page
21	Island$1,782 County page
22	Grant$1,802 County page
23	Lewis$1,817 County page
24	King$1,837 County page
25	Skamania$1,838 County page

How this ranking works

This page ranks Washington counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Washington has the lowest homeowners insurance?: Clallam has the lowest homeowners insurance in Washington, at $1,448.
What is the homeowners insurance in Clallam?: Clallam is ranked #1 in Washington for homeowners insurance, at $1,448.
How is this homeowners insurance ranking calculated?: Counties in Washington are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.