Which county in New Jersey has the lowest monthly housing payment?

Cumberland has the lowest monthly housing payment in New Jersey, at $1,421.

What is the monthly housing payment in Cumberland?

Cumberland is ranked #1 in New Jersey for monthly housing payment, at $1,421.

Counties With the Lowest Monthly Housing Payment in New Jersey (2026)

Lowest counties for monthly housing payment in New Jersey

Top 21 of 21 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first.

Lowest counties for monthly housing payment in New Jersey

Rank	County	Value
01	Cumberland$1,421 County page
02	Salem$1,529 County page
03	Camden$1,836 County page
04	Atlantic$1,967 County page
05	Gloucester$1,980 County page
06	Burlington$2,167 County page
07	Warren$2,180 County page
08	Mercer$2,290 County page
09	Sussex$2,295 County page
10	Ocean$2,806 County page
11	Middlesex$3,006 County page
12	Passaic$3,075 County page
13	Union$3,234 County page
14	Hunterdon$3,276 County page
15	Hudson$3,309 County page
16	Essex$3,398 County page
17	Somerset$3,415 County page
18	Morris$3,646 County page
19	Monmouth$4,016 County page
20	Bergen$4,032 County page
21	Cape May$4,103 County page

How this ranking works

This page ranks New Jersey counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in New Jersey has the lowest monthly housing payment?: Cumberland has the lowest monthly housing payment in New Jersey, at $1,421.
What is the monthly housing payment in Cumberland?: Cumberland is ranked #1 in New Jersey for monthly housing payment, at $1,421.
How is this monthly housing payment ranking calculated?: Counties in New Jersey are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-07), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.