Best placesNew JerseyMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in New Jersey (2026)

Cumberland has the lowest monthly housing payment of any county in New Jersey, at $1,369, followed by Salem and Camden (data vintage Zillow 2026-04). The full ranking of the top 21 counties is below.

Data updated April 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in New Jersey

Top 21 of 21 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-04), lowest first.

Lowest counties for monthly housing payment in New Jersey
RankCountyValue
1Cumberland$1,369
2Salem$1,445
3Camden$1,754
4Atlantic$1,875
5Gloucester$1,894
6Burlington$2,091
7Warren$2,093
8Mercer$2,197
9Sussex$2,199
10Ocean$2,692
11Middlesex$2,871
12Passaic$2,938
13Union$3,102
14Hunterdon$3,137
15Hudson$3,173
16Somerset$3,277
17Essex$3,281
18Morris$3,508
19Monmouth$3,812
20Bergen$3,841
21Cape May$3,898

How this ranking works

This page ranks New Jersey counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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