Best placesNew JerseyMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in New Jersey (2026)

Cumberland has the lowest monthly housing payment of any county in New Jersey, at $2,086, followed by Salem and Camden. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 21 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in New Jersey

Top 21 of 21 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in New Jersey
RankCountyValue
1Cumberland$2,086
2Salem$2,446
3Camden$2,829
4Atlantic$2,869
5Gloucester$2,963
6Burlington$3,136
7Warren$3,151
8Sussex$3,308
9Mercer$3,363
10Ocean$3,743
11Middlesex$4,189
12Passaic$4,328
13Hudson$4,426
14Union$4,426
15Hunterdon$4,467
16Somerset$4,597
17Essex$4,695
18Morris$4,806
19Cape May$5,075
20Bergen$5,256
21Monmouth$5,301

How this ranking works

This page ranks New Jersey counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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