Best placesMarylandMonthly Housing Payment

Counties With the Lowest Monthly Housing Payment in Maryland (2026)

Allegany has the lowest monthly housing payment of any county in Maryland, at $1,095, followed by Baltimore and Somerset. Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06. The full ranking of the top 24 counties is below.

Data updated June 2026 - Source: Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized)

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Lowest counties for monthly housing payment in Maryland

Top 24 of 24 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Maryland
RankCountyValue
1Allegany$1,095
2Baltimore$1,360
3Somerset$1,396
4Dorchester$1,769
5Wicomico$1,785
6Washington$2,093
7Caroline$2,096
8Garrett$2,123
9Baltimore$2,350
10Cecil$2,402
11Kent$2,437
12Worcester$2,587
13Harford$2,647
14St. Mary's$2,713
15Prince George's$2,790
16Charles$2,880
17Calvert$3,025
18Talbot$3,039
19Carroll$3,085
20Anne Arundel$3,145
21Frederick$3,166
22Queen Anne's$3,197
23Montgomery$3,853
24Howard$4,110

How this ranking works

This page ranks Maryland counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

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