Which county in Maryland has the lowest monthly housing payment?

Allegany has the lowest monthly housing payment in Maryland, at $1,095.

What is the monthly housing payment in Allegany?

Allegany is ranked #1 in Maryland for monthly housing payment, at $1,095.

Counties With the Lowest Monthly Housing Payment in Maryland (2026)

Lowest counties for monthly housing payment in Maryland

Top 24 of 24 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first.

Lowest counties for monthly housing payment in Maryland

Rank	County	Value
01	Allegany$1,095 County page
02	Baltimore$1,360
03	Somerset$1,396 County page
04	Dorchester$1,769 County page
05	Wicomico$1,785 County page
06	Washington$2,093 County page
07	Caroline$2,096 County page
08	Garrett$2,123 County page
09	Baltimore$2,350 County page
10	Cecil$2,402 County page
11	Kent$2,437 County page
12	Worcester$2,587 County page
13	Harford$2,647 County page
14	St. Mary's$2,713 County page
15	Prince George's$2,790 County page
16	Charles$2,880 County page
17	Calvert$3,025 County page
18	Talbot$3,039 County page
19	Carroll$3,085 County page
20	Anne Arundel$3,145 County page
21	Frederick$3,166 County page
22	Queen Anne's$3,197 County page
23	Montgomery$3,853 County page
24	Howard$4,110 County page

How this ranking works

This page ranks Maryland counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Maryland has the lowest monthly housing payment?: Allegany has the lowest monthly housing payment in Maryland, at $1,095.
What is the monthly housing payment in Allegany?: Allegany is ranked #1 in Maryland for monthly housing payment, at $1,095.
How is this monthly housing payment ranking calculated?: Counties in Maryland are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-06), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.