Cheapest counties for homeowners insurance in Maryland
Top 24 of 24 counties with data.
Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.
| Rank | County | Value |
|---|---|---|
| 1 | Charles | $1,240 |
| 2 | Caroline | $1,240 |
| 3 | Worcester | $1,240 |
| 4 | Kent | $1,240 |
| 5 | Talbot | $1,240 |
| 6 | Garrett | $1,240 |
| 7 | Baltimore | $1,240 |
| 8 | Queen Anne's | $1,240 |
| 9 | St. Mary's | $1,240 |
| 10 | Baltimore | $1,240 |
| 11 | Wicomico | $1,240 |
| 12 | Prince George's | $1,240 |
| 13 | Carroll | $1,240 |
| 14 | Montgomery | $1,240 |
| 15 | Calvert | $1,240 |
| 16 | Anne Arundel | $1,240 |
| 17 | Howard | $1,240 |
| 18 | Washington | $1,240 |
| 19 | Allegany | $1,240 |
| 20 | Frederick | $1,240 |
| 21 | Dorchester | $1,240 |
| 22 | Cecil | $1,240 |
| 23 | Harford | $1,240 |
| 24 | Somerset | $1,240 |
How this ranking works
This page ranks Maryland counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.
For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.
Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.