Which county in Oklahoma has the lowest monthly housing payment?

Harmon has the lowest monthly housing payment in Oklahoma, at $293.

What is the monthly housing payment in Harmon?

Harmon is ranked #1 in Oklahoma for monthly housing payment, at $293.

Counties With the Lowest Monthly Housing Payment in Oklahoma (2026)

Lowest counties for monthly housing payment in Oklahoma

Top 25 of 77 counties with data.

Ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first.

Lowest counties for monthly housing payment in Oklahoma

Rank	County	Value
01	Harmon$293 County page
02	Tillman$299 County page
03	Kiowa$387 County page
04	Harper$388 County page
05	Greer$389 County page
06	Cimarron$410 County page
07	Alfalfa$427 County page
08	Jefferson$513 County page
09	Ellis$529 County page
10	Blaine$533 County page
11	Cotton$560 County page
12	Caddo$562 County page
13	Washita$563 County page
14	Grant$589 County page
15	Hughes$595 County page
16	Jackson$602 County page
17	Woods$609 County page
18	Kay$609 County page
19	Coal$647 County page
20	Seminole$648 County page
21	Beaver$689 County page
22	Okmulgee$700 County page
23	Dewey$702 County page
24	Woodward$709 County page
25	Stephens$732 County page

How this ranking works

This page ranks Oklahoma counties by monthly payment (piti), sorted so the lowest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For monthly housing payment, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh monthly housing payment against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of monthly payment (piti).

Frequently asked questions

Which county in Oklahoma has the lowest monthly housing payment?: Harmon has the lowest monthly housing payment in Oklahoma, at $293.
What is the monthly housing payment in Harmon?: Harmon is ranked #1 in Oklahoma for monthly housing payment, at $293.
How is this monthly housing payment ranking calculated?: Counties in Oklahoma are ranked by monthly payment (piti) (Zillow P+I + ACS effective tax rate + NAIC insurance (synthesized), Zillow 2026-09), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.