Best placesOklahomaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Oklahoma (2026)

Cimarron has the lowest homeowners insurance of any county in Oklahoma, at $2,030, followed by Latimer and Okmulgee (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Oklahoma

Top 25 of 77 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Oklahoma
RankCountyValue
1Cimarron$2,030
2Latimer$2,030
3Okmulgee$2,030
4Carter$2,030
5Pittsburg$2,030
6Murray$2,030
7Tillman$2,030
8Blaine$2,030
9McClain$2,030
10Muskogee$2,030
11Comanche$2,030
12Garfield$2,030
13Harper$2,030
14Haskell$2,030
15Craig$2,030
16Garvin$2,030
17Delaware$2,030
18Atoka$2,030
19Canadian$2,030
20Texas$2,030
21Coal$2,030
22Kingfisher$2,030
23Osage$2,030
24Rogers$2,030
25Tulsa$2,030

How this ranking works

This page ranks Oklahoma counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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