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Counties With the Cheapest Homeowners Insurance in Oklahoma (2026)

Nowata has the lowest homeowners insurance of any county in Oklahoma, at $2,249, followed by Ottawa and Choctaw. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Oklahoma

Top 25 of 77 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Oklahoma
RankCountyValue
1Nowata$2,249
2Ottawa$2,301
3Choctaw$2,335
4Washington$2,347
5Kay$2,438
6Craig$2,490
7Muskogee$2,556
8Kiowa$2,576
9Love$2,578
10Pittsburg$2,580
11Sequoyah$2,584
12McIntosh$2,590
13Tillman$2,603
14Le Flore$2,605
15Blaine$2,636
16Delaware$2,650
17Greer$2,661
18Tulsa$2,663
19Latimer$2,672
20Washita$2,677
21Osage$2,693
22Cherokee$2,698
23Texas$2,708
24Mayes$2,711
25Woods$2,716

How this ranking works

This page ranks Oklahoma counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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