Which county in Oklahoma has the lowest homeowners insurance?

Nowata has the lowest homeowners insurance in Oklahoma, at $2,249.

What is the homeowners insurance in Nowata?

Nowata is ranked #1 in Oklahoma for homeowners insurance, at $2,249.

How is this homeowners insurance ranking calculated?

Counties in Oklahoma are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Oklahoma (2026)

Full county table and CSV download: Home insurance by county in Oklahoma

Cheapest counties for homeowners insurance in Oklahoma

Top 25 of 77 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Oklahoma

Rank	County	Value
01	Nowata$2,249 County page
02	Ottawa$2,301 County page
03	Choctaw$2,335 County page
04	Washington$2,347 County page
05	Kay$2,438 County page
06	Craig$2,490 County page
07	Muskogee$2,556 County page
08	Kiowa$2,576 County page
09	Love$2,578 County page
10	Pittsburg$2,580 County page
11	Sequoyah$2,584 County page
12	McIntosh$2,590 County page
13	Tillman$2,603 County page
14	Le Flore$2,605 County page
15	Blaine$2,636 County page
16	Delaware$2,650 County page
17	Greer$2,661 County page
18	Tulsa$2,663 County page
19	Latimer$2,672 County page
20	Washita$2,677 County page
21	Osage$2,693 County page
22	Cherokee$2,698 County page
23	Texas$2,708 County page
24	Mayes$2,711 County page
25	Woods$2,716 County page

How this ranking works

This page ranks Oklahoma counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Oklahoma has the lowest homeowners insurance?: Nowata has the lowest homeowners insurance in Oklahoma, at $2,249.
What is the homeowners insurance in Nowata?: Nowata is ranked #1 in Oklahoma for homeowners insurance, at $2,249.
How is this homeowners insurance ranking calculated?: Counties in Oklahoma are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.