$1,552
Utah county average (2024)
23 of 29
Counties with data
$2,758
Highest: Summit
$1,210
Lowest: Grand
Utah counties by home insurance cost
All 23 natively covered Utah counties, most expensive first (Escrow 2024). Click a column header to re-sort. “% of home value” is the annual premium divided by the county median home value.
| 1 | Summit | $2,758 | +90% | 0.21% |
| 2 | Wasatch | $1,980 | +37% | 0.21% |
| 3 | Millard | $1,803 | +24% | 0.51% |
| 4 | Morgan | $1,666 | +15% | 0.22% |
| 5 | San Juan | $1,666 | +15% | 0.46% |
| 6 | Duchesne | $1,651 | +14% | 0.44% |
| 7 | Kane | $1,616 | +12% | 0.37% |
| 8 | Juab | $1,613 | +11% | 0.35% |
| 9 | Box Elder | $1,585 | +9% | 0.35% |
| 10 | Sanpete | $1,540 | +6% | 0.38% |
| 11 | Uintah | $1,478 | +2% | 0.41% |
| 12 | Carbon | $1,449 | 0% | 0.51% |
| 13 | Salt Lake | $1,445 | 0% | 0.25% |
| 14 | Weber | $1,433 | -1% | 0.31% |
| 15 | Sevier | $1,425 | -2% | 0.42% |
| 16 | Utah | $1,396 | -4% | 0.25% |
| 17 | Davis | $1,387 | -4% | 0.25% |
| 18 | Iron | $1,385 | -4% | 0.33% |
| 19 | Tooele | $1,345 | -7% | 0.28% |
| 20 | Cache | $1,323 | -9% | 0.28% |
| 21 | Washington | $1,306 | -10% | 0.25% |
| 22 | Beaver | $1,247 | -14% | 0.39% |
| 23 | Grand | $1,210 | -16% | 0.21% |
Free to reuse with attribution (CC BY 4.0).
Methodology
Each county figure is the median annual homeowners insurance payment for owner-occupied homes with a mortgage escrow account, from data compiled by Benjamin Keys and Philip Mulder in NBER Working Paper 32579 (premiums through 2024). The Utah average is a simple mean of the covered counties.
Escrow data reflects mortgaged, owner-occupied homes, so a few counties can be absent, and we publish only counties with a natively measured value. For the full methodology and the national picture, see the national home insurance by county report.
Cite or reuse this data
This dataset is offered under a Creative Commons Attribution 4.0 license (CC BY 4.0). Journalists and researchers are free to reuse the tables and the CSV in stories, charts, and reports, including commercially, as long as HearthMap is credited with a link. See the license page and the press kit.
Suggested citation
HearthMap, "Homeowners Insurance Costs by County in Utah (2024)," https://hearthmap.app/home-insurance-by-county/utah. Based on Keys and Mulder, NBER Working Paper 32579.
Home insurance in Utah: frequently asked questions
- What is the average cost of homeowners insurance in Utah?
- The average homeowners insurance premium in Utah was $1,552 per year in 2024, a simple mean across the 23 counties with mortgage-escrow data (Keys-Mulder, NBER Working Paper 32579).
- Which Utah county has the cheapest home insurance?
- Grand had the lowest average homeowners insurance premium in Utah at $1,210 per year in 2024.
- Which Utah county has the most expensive home insurance?
- Summit had the highest average homeowners insurance premium in Utah at $2,758 per year in 2024.
- How many Utah counties are in this dataset?
- 23 of 29 Utah counties have a natively measured premium from mortgage-escrow data. Counties without enough escrowed mortgages are not shown.
Related
- Cheapest counties for home insurance in Utah
- Home insurance by county, nationwide
- Interactive map of homeowners insurance cost
- Utah cost of living, schools & demographics
Home insurance by county in other states:
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