Best placesUtahHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Utah (2026)

Grand has the lowest homeowners insurance of any county in Utah, at $1,210, followed by Beaver and Washington. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Utah

Top 25 of 29 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Utah
RankCountyValue
1Grand$1,210
2Beaver$1,247
3Washington$1,306
4Cache$1,323
5Tooele$1,345
6Iron$1,385
7Davis$1,387
8Utah$1,396
9Sevier$1,425
10Wayne$1,431
11Rich$1,431
12Garfield$1,431
13Emery$1,431
14Daggett$1,431
15Piute$1,431
16Weber$1,433
17Salt Lake$1,445
18Carbon$1,449
19Uintah$1,478
20Sanpete$1,540
21Box Elder$1,585
22Juab$1,613
23Kane$1,616
24Duchesne$1,651
25Morgan$1,666

How this ranking works

This page ranks Utah counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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