Best placesUtahHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Utah (2026)

Emery has the lowest homeowners insurance of any county in Utah, at $845, followed by Summit and Weber (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

Explore homeowners insurance on the map

Cheapest counties for homeowners insurance in Utah

Top 25 of 29 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Utah
RankCountyValue
1Emery$845
2Summit$845
3Weber$845
4Garfield$845
5Sanpete$845
6Kane$845
7Duchesne$845
8Utah$845
9Salt Lake$845
10Millard$845
11Iron$845
12Piute$845
13Rich$845
14Wayne$845
15Grand$845
16Carbon$845
17Washington$845
18Sevier$845
19Box Elder$845
20Morgan$845
21Beaver$845
22San Juan$845
23Cache$845
24Juab$845
25Wasatch$845

How this ranking works

This page ranks Utah counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Related

Compare homeowners insurance with everything else that matters on the live map.

Open the Map