$2,013
New Hampshire county average (2024)
10 of 10
Counties with data
$2,531
Highest: Rockingham
$1,729
Lowest: Cheshire
New Hampshire counties by home insurance cost
All 10 natively covered New Hampshire counties, most expensive first (Escrow 2024). Click a column header to re-sort. “% of home value” is the annual premium divided by the county median home value.
| 1 | Rockingham | $2,531 | +28% | 0.40% |
| 2 | Sullivan | $2,349 | +19% | 0.60% |
| 3 | Merrimack | $2,211 | +12% | 0.44% |
| 4 | Grafton | $2,018 | +2% | 0.46% |
| 5 | Carroll | $2,001 | +1% | 0.39% |
| 6 | Hillsborough | $1,948 | -1% | 0.37% |
| 7 | Belknap | $1,803 | -9% | 0.35% |
| 8 | Strafford | $1,782 | -10% | 0.34% |
| 9 | Coos | $1,759 | -11% | 0.68% |
| 10 | Cheshire | $1,729 | -12% | 0.43% |
Free to reuse with attribution (CC BY 4.0).
Methodology
Each county figure is the median annual homeowners insurance payment for owner-occupied homes with a mortgage escrow account, from data compiled by Benjamin Keys and Philip Mulder in NBER Working Paper 32579 (premiums through 2024). The New Hampshire average is a simple mean of the covered counties.
Escrow data reflects mortgaged, owner-occupied homes, so a few counties can be absent, and we publish only counties with a natively measured value. For the full methodology and the national picture, see the national home insurance by county report.
Cite or reuse this data
This dataset is offered under a Creative Commons Attribution 4.0 license (CC BY 4.0). Journalists and researchers are free to reuse the tables and the CSV in stories, charts, and reports, including commercially, as long as HearthMap is credited with a link. See the license page and the press kit.
Suggested citation
HearthMap, "Homeowners Insurance Costs by County in New Hampshire (2024)," https://hearthmap.app/home-insurance-by-county/new-hampshire. Based on Keys and Mulder, NBER Working Paper 32579.
Home insurance in New Hampshire: frequently asked questions
- What is the average cost of homeowners insurance in New Hampshire?
- The average homeowners insurance premium in New Hampshire was $2,013 per year in 2024, a simple mean across the 10 counties with mortgage-escrow data (Keys-Mulder, NBER Working Paper 32579).
- Which New Hampshire county has the cheapest home insurance?
- Cheshire had the lowest average homeowners insurance premium in New Hampshire at $1,729 per year in 2024.
- Which New Hampshire county has the most expensive home insurance?
- Rockingham had the highest average homeowners insurance premium in New Hampshire at $2,531 per year in 2024.
- How many New Hampshire counties are in this dataset?
- 10 of 10 New Hampshire counties have a natively measured premium from mortgage-escrow data. Counties without enough escrowed mortgages are not shown.
Related
- Cheapest counties for home insurance in New Hampshire
- Home insurance by county, nationwide
- Interactive map of homeowners insurance cost
- New Hampshire cost of living, schools & demographics
Home insurance by county in other states:
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