Best placesNew HampshireHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in New Hampshire (2026)

Cheshire has the lowest homeowners insurance of any county in New Hampshire, at $1,729, followed by Coos and Strafford. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 10 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

Map of homeowners insurance cost
US map of homeowners insurance

homeowners insurance

Cheapest homeowners insurance in New Hampshire

#1 Cheshire$1,729

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Full county table and CSV download: Home insurance by county in New Hampshire

Cheapest counties for homeowners insurance in New Hampshire

Top 10 of 10 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in New Hampshire

RankCountyValue
01
Cheshire$1,729
County page
02
Coos$1,759
County page
03
Strafford$1,782
County page
04
Belknap$1,803
County page
05County page
06
Carroll$2,001
County page
07
Grafton$2,018
County page
08
Merrimack$2,211
County page
09
Sullivan$2,349
County page
10County page

How this ranking works

This page ranks New Hampshire counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in New Hampshire has the lowest homeowners insurance?
Cheshire has the lowest homeowners insurance in New Hampshire, at $1,729.
What is the homeowners insurance in Cheshire?
Cheshire is ranked #1 in New Hampshire for homeowners insurance, at $1,729.
How is this homeowners insurance ranking calculated?
Counties in New Hampshire are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

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See these New Hampshire counties on the live map.