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Counties With the Cheapest Homeowners Insurance in New Hampshire (2026)

Cheshire has the lowest homeowners insurance of any county in New Hampshire, at $1,729, followed by Coos and Strafford. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 10 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in New Hampshire

Top 10 of 10 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in New Hampshire
RankCountyValue
1Cheshire$1,729
2Coos$1,759
3Strafford$1,782
4Belknap$1,803
5Hillsborough$1,948
6Carroll$2,001
7Grafton$2,018
8Merrimack$2,211
9Sullivan$2,349
10Rockingham$2,531

How this ranking works

This page ranks New Hampshire counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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