Home insurance by countyWyoming

Home Insurance Costs by County in Wyoming (2024)

The average homeowners insurance premium in Wyoming was $2,408 per year in 2024, across 21 of 23 counties. Sweetwater was the cheapest at $1,288, and Teton the most expensive at $5,106, based on mortgage-escrow data (Keys-Mulder, NBER Working Paper 32579).

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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$2,408

Wyoming county average (2024)

21 of 23

Counties with data

$5,106

Highest: Teton

$1,288

Lowest: Sweetwater

Wyoming counties by home insurance cost

All 21 natively covered Wyoming counties, most expensive first (Escrow 2024). Click a column header to re-sort. “% of home value” is the annual premium divided by the county median home value.

Wyoming counties ranked by homeowners insurance premium
1Teton$5,106+130%0.23%
2Laramie$3,183+43%0.81%
3Platte$2,864+29%1.03%
4Goshen$2,853+28%1.12%
5Campbell$2,769+25%0.82%
6Weston$2,728+23%1.08%
7Albany$2,680+21%0.71%
8Converse$2,619+18%0.82%
9Sheridan$2,604+17%0.58%
10Johnson$2,395+8%0.57%
11Natrona$2,2240%0.70%
12Washakie$2,087-6%0.74%
13Lincoln$2,082-6%0.41%
14Park$2,048-8%0.45%
15Sublette$2,028-9%0.44%
16Fremont$2,011-10%0.61%
17Hot Springs$1,832-18%0.75%
18Big Horn$1,783-20%0.60%
19Carbon$1,744-22%0.81%
20Uinta$1,638-26%0.48%
21Sweetwater$1,288-42%0.43%
Download Wyoming county data (CSV)

Free to reuse with attribution (CC BY 4.0).

Methodology

Each county figure is the median annual homeowners insurance payment for owner-occupied homes with a mortgage escrow account, from data compiled by Benjamin Keys and Philip Mulder in NBER Working Paper 32579 (premiums through 2024). The Wyoming average is a simple mean of the covered counties.

Escrow data reflects mortgaged, owner-occupied homes, so a few counties can be absent, and we publish only counties with a natively measured value. For the full methodology and the national picture, see the national home insurance by county report.

Cite or reuse this data

This dataset is offered under a Creative Commons Attribution 4.0 license (CC BY 4.0). Journalists and researchers are free to reuse the tables and the CSV in stories, charts, and reports, including commercially, as long as HearthMap is credited with a link. See the license page and the press kit.

Suggested citation

HearthMap, "Homeowners Insurance Costs by County in Wyoming (2024)," https://hearthmap.app/home-insurance-by-county/wyoming. Based on Keys and Mulder, NBER Working Paper 32579.

Download the CSV

Home insurance in Wyoming: frequently asked questions

What is the average cost of homeowners insurance in Wyoming?
The average homeowners insurance premium in Wyoming was $2,408 per year in 2024, a simple mean across the 21 counties with mortgage-escrow data (Keys-Mulder, NBER Working Paper 32579).
Which Wyoming county has the cheapest home insurance?
Sweetwater had the lowest average homeowners insurance premium in Wyoming at $1,288 per year in 2024.
Which Wyoming county has the most expensive home insurance?
Teton had the highest average homeowners insurance premium in Wyoming at $5,106 per year in 2024.
How many Wyoming counties are in this dataset?
21 of 23 Wyoming counties have a natively measured premium from mortgage-escrow data. Counties without enough escrowed mortgages are not shown.

Related

Home insurance by county in other states:

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