$1,593
Wisconsin county average (2024)
69 of 72
Counties with data
$1,997
Highest: Pierce
$1,186
Lowest: Sheboygan
Wisconsin counties by home insurance cost
All 69 natively covered Wisconsin counties, most expensive first (Escrow 2024). Click a column header to re-sort. “% of home value” is the annual premium divided by the county median home value.
| 1 | Pierce | $1,997 | +27% | 0.54% |
| 2 | St. Croix | $1,936 | +23% | 0.46% |
| 3 | Jackson | $1,893 | +20% | 0.81% |
| 4 | Dunn | $1,854 | +18% | 0.58% |
| 5 | Sawyer | $1,824 | +16% | 0.53% |
| 6 | Buffalo | $1,823 | +16% | 0.70% |
| 7 | Grant | $1,805 | +14% | 0.78% |
| 8 | Florence | $1,797 | +14% | 0.90% |
| 9 | Polk | $1,794 | +14% | 0.53% |
| 10 | Dane | $1,790 | +14% | 0.38% |
| 11 | Vernon | $1,782 | +13% | 0.67% |
| 12 | Monroe | $1,762 | +12% | 0.67% |
| 13 | Clark | $1,757 | +11% | 0.79% |
| 14 | Columbia | $1,730 | +10% | 0.48% |
| 15 | Trempealeau | $1,728 | +10% | 0.62% |
| 16 | Burnett | $1,726 | +9% | 0.57% |
| 17 | Green | $1,725 | +9% | 0.51% |
| 18 | Juneau | $1,723 | +9% | 0.65% |
| 19 | Washburn | $1,717 | +9% | 0.54% |
| 20 | Barron | $1,709 | +8% | 0.59% |
| 21 | Iowa | $1,709 | +8% | 0.50% |
| 22 | Marquette | $1,686 | +7% | 0.62% |
| 23 | La Crosse | $1,681 | +7% | 0.50% |
| 24 | Portage | $1,653 | +5% | 0.51% |
| 25 | Chippewa | $1,642 | +4% | 0.50% |
| 26 | Price | $1,640 | +4% | 0.77% |
| 27 | Richland | $1,635 | +4% | 0.59% |
| 28 | Adams | $1,632 | +3% | 0.64% |
| 29 | Forest | $1,612 | +2% | 0.72% |
| 30 | Crawford | $1,608 | +2% | 0.68% |
| 31 | Oneida | $1,604 | +2% | 0.49% |
| 32 | Waukesha | $1,597 | +1% | 0.31% |
| 33 | Racine | $1,593 | +1% | 0.50% |
| 34 | Walworth | $1,590 | +1% | 0.39% |
| 35 | Waushara | $1,577 | 0% | 0.55% |
| 36 | Ozaukee | $1,563 | -1% | 0.30% |
| 37 | Lincoln | $1,559 | -1% | 0.64% |
| 38 | Lafayette | $1,555 | -1% | 0.64% |
| 39 | Waupaca | $1,551 | -2% | 0.54% |
| 40 | Eau Claire | $1,546 | -2% | 0.48% |
| 41 | Bayfield | $1,541 | -2% | 0.52% |
| 42 | Oconto | $1,522 | -3% | 0.48% |
| 43 | Langlade | $1,521 | -4% | 0.67% |
| 44 | Sauk | $1,520 | -4% | 0.44% |
| 45 | Ashland | $1,519 | -4% | 0.83% |
| 46 | Douglas | $1,517 | -4% | 0.58% |
| 47 | Wood | $1,517 | -4% | 0.66% |
| 48 | Rock | $1,510 | -4% | 0.50% |
| 49 | Vilas | $1,506 | -5% | 0.37% |
| 50 | Jefferson | $1,500 | -5% | 0.40% |
| 51 | Milwaukee | $1,494 | -5% | 0.50% |
| 52 | Iron | $1,491 | -5% | 0.69% |
| 53 | Calumet | $1,482 | -6% | 0.39% |
| 54 | Manitowoc | $1,476 | -6% | 0.56% |
| 55 | Rusk | $1,470 | -7% | 0.70% |
| 56 | Marathon | $1,470 | -7% | 0.53% |
| 57 | Green Lake | $1,461 | -7% | 0.49% |
| 58 | Marinette | $1,448 | -8% | 0.66% |
| 59 | Dodge | $1,442 | -9% | 0.44% |
| 60 | Outagamie | $1,427 | -10% | 0.41% |
| 61 | Washington | $1,404 | -11% | 0.32% |
| 62 | Shawano | $1,404 | -11% | 0.50% |
| 63 | Fond du Lac | $1,397 | -11% | 0.47% |
| 64 | Kenosha | $1,344 | -15% | 0.40% |
| 65 | Door | $1,339 | -15% | 0.31% |
| 66 | Brown | $1,319 | -16% | 0.37% |
| 67 | Kewaunee | $1,310 | -17% | 0.40% |
| 68 | Winnebago | $1,285 | -19% | 0.42% |
| 69 | Sheboygan | $1,186 | -25% | 0.36% |
Free to reuse with attribution (CC BY 4.0).
Methodology
Each county figure is the median annual homeowners insurance payment for owner-occupied homes with a mortgage escrow account, from data compiled by Benjamin Keys and Philip Mulder in NBER Working Paper 32579 (premiums through 2024). The Wisconsin average is a simple mean of the covered counties.
Escrow data reflects mortgaged, owner-occupied homes, so a few counties can be absent, and we publish only counties with a natively measured value. For the full methodology and the national picture, see the national home insurance by county report.
Cite or reuse this data
This dataset is offered under a Creative Commons Attribution 4.0 license (CC BY 4.0). Journalists and researchers are free to reuse the tables and the CSV in stories, charts, and reports, including commercially, as long as HearthMap is credited with a link. See the license page and the press kit.
Suggested citation
HearthMap, "Homeowners Insurance Costs by County in Wisconsin (2024)," https://hearthmap.app/home-insurance-by-county/wisconsin. Based on Keys and Mulder, NBER Working Paper 32579.
Home insurance in Wisconsin: frequently asked questions
- What is the average cost of homeowners insurance in Wisconsin?
- The average homeowners insurance premium in Wisconsin was $1,593 per year in 2024, a simple mean across the 69 counties with mortgage-escrow data (Keys-Mulder, NBER Working Paper 32579).
- Which Wisconsin county has the cheapest home insurance?
- Sheboygan had the lowest average homeowners insurance premium in Wisconsin at $1,186 per year in 2024.
- Which Wisconsin county has the most expensive home insurance?
- Pierce had the highest average homeowners insurance premium in Wisconsin at $1,997 per year in 2024.
- How many Wisconsin counties are in this dataset?
- 69 of 72 Wisconsin counties have a natively measured premium from mortgage-escrow data. Counties without enough escrowed mortgages are not shown.
Related
- Cheapest counties for home insurance in Wisconsin
- Home insurance by county, nationwide
- Interactive map of homeowners insurance cost
- Wisconsin cost of living, schools & demographics
Home insurance by county in other states:
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