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Counties With the Cheapest Homeowners Insurance in Nevada (2026)

White Pine has the lowest homeowners insurance of any county in Nevada, at $1,212, followed by Lyon and Churchill. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 17 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Nevada

Top 17 of 17 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Nevada
RankCountyValue
1White Pine$1,212
2Lyon$1,234
3Churchill$1,243
4Lincoln$1,270
5Storey$1,270
6Carson City$1,278
7Humboldt$1,301
8Washoe$1,333
9Clark$1,333
10Eureka$1,337
11Esmeralda$1,337
12Pershing$1,374
13Douglas$1,450
14Elko$1,544
15Mineral$1,665
16Nye$1,684
17Lander$1,850

How this ranking works

This page ranks Nevada counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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