Best placesNevadaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Nevada (2026)

Lyon has the lowest homeowners insurance of any county in Nevada, at $938, followed by Clark and Elko (data vintage 2022). The full ranking of the top 17 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Nevada

Top 17 of 17 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Nevada
RankCountyValue
1Lyon$938
2Clark$938
3Elko$938
4Churchill$938
5Nye$938
6Washoe$938
7White Pine$938
8Lincoln$938
9Douglas$938
10Eureka$938
11Humboldt$938
12Mineral$938
13Carson City$938
14Storey$938
15Lander$938
16Esmeralda$938
17Pershing$938

How this ranking works

This page ranks Nevada counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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