Best placesNevadaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Nevada (2026)

White Pine has the lowest homeowners insurance of any county in Nevada, at $1,212, followed by Lyon and Churchill. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 17 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

Map of homeowners insurance cost
US map of homeowners insurance

homeowners insurance

Cheapest homeowners insurance in Nevada

#1 White Pine$1,212

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Full county table and CSV download: Home insurance by county in Nevada

Cheapest counties for homeowners insurance in Nevada

Top 17 of 17 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Nevada

RankCountyValue
01County page
02
Lyon$1,234
County page
03
Churchill$1,243
County page
04
Lincoln$1,270
County page
05
Storey$1,270
County page
06County page
07
Humboldt$1,301
County page
08
Washoe$1,333
County page
09
Clark$1,333
County page
10
Eureka$1,337
County page
11
Esmeralda$1,337
County page
12
Pershing$1,374
County page
13
Douglas$1,450
County page
14
Elko$1,544
County page
15
Mineral$1,665
County page
16
Nye$1,684
County page
17
Lander$1,850
County page

How this ranking works

This page ranks Nevada counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Nevada has the lowest homeowners insurance?
White Pine has the lowest homeowners insurance in Nevada, at $1,212.
What is the homeowners insurance in White Pine?
White Pine is ranked #1 in Nevada for homeowners insurance, at $1,212.
How is this homeowners insurance ranking calculated?
Counties in Nevada are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

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