Best placesMontanaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Montana (2026)

McCone has the lowest homeowners insurance of any county in Montana, at $1,462, followed by Phillips and Beaverhead (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Montana

Top 25 of 56 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Montana
RankCountyValue
1McCone$1,462
2Phillips$1,462
3Beaverhead$1,462
4Lewis and Clark$1,462
5Jefferson$1,462
6Wibaux$1,462
7Judith Basin$1,462
8Pondera$1,462
9Fallon$1,462
10Blaine$1,462
11Teton$1,462
12Fergus$1,462
13Glacier$1,462
14Rosebud$1,462
15Powell$1,462
16Prairie$1,462
17Sheridan$1,462
18Broadwater$1,462
19Deer Lodge$1,462
20Lincoln$1,462
21Musselshell$1,462
22Roosevelt$1,462
23Sweet Grass$1,462
24Toole$1,462
25Granite$1,462

How this ranking works

This page ranks Montana counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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