Which county in Montana has the lowest homeowners insurance?

Deer Lodge has the lowest homeowners insurance in Montana, at $1,732.

What is the homeowners insurance in Deer Lodge?

Deer Lodge is ranked #1 in Montana for homeowners insurance, at $1,732.

How is this homeowners insurance ranking calculated?

Counties in Montana are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Montana (2026)

Full county table and CSV download: Home insurance by county in Montana

Cheapest counties for homeowners insurance in Montana

Top 25 of 56 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Montana

Rank	County	Value
01	Deer Lodge$1,732 County page
02	Toole$1,858 County page
03	Silver Bow$1,908 County page
04	Pondera$1,949 County page
05	Flathead$1,966 County page
06	Blaine$2,032 County page
07	Powell$2,034 County page
08	Beaverhead$2,050 County page
09	Fergus$2,162 County page
10	Sanders$2,177 County page
11	Lincoln$2,183 County page
12	Cascade$2,196 County page
13	Lake$2,200 County page
14	Teton$2,212 County page
15	Missoula$2,232 County page
16	Granite$2,235 County page
17	Chouteau$2,242 County page
18	Glacier$2,249 County page
19	Hill$2,258 County page
20	Big Horn$2,281 County page
21	Phillips$2,311 County page
22	Dawson$2,320 County page
23	Ravalli$2,370 County page
24	Sweet Grass$2,371 County page
25	Mineral$2,391 County page

How this ranking works

This page ranks Montana counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Montana has the lowest homeowners insurance?: Deer Lodge has the lowest homeowners insurance in Montana, at $1,732.
What is the homeowners insurance in Deer Lodge?: Deer Lodge is ranked #1 in Montana for homeowners insurance, at $1,732.
How is this homeowners insurance ranking calculated?: Counties in Montana are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.