Which county in Missouri has the lowest homeowners insurance?

Audrain has the lowest homeowners insurance in Missouri, at $1,613.

What is the homeowners insurance in Audrain?

Audrain is ranked #1 in Missouri for homeowners insurance, at $1,613.

How is this homeowners insurance ranking calculated?

Counties in Missouri are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Missouri (2026)

Full county table and CSV download: Home insurance by county in Missouri

Cheapest counties for homeowners insurance in Missouri

Top 25 of 115 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Missouri

Rank	County	Value
01	Audrain$1,613 County page
02	Adair$1,645 County page
03	Marion$1,694 County page
04	Madison$1,733 County page
05	Grundy$1,752 County page
06	Perry$1,772 County page
07	Ralls$1,809 County page
08	Livingston$1,812 County page
09	Buchanan$1,866 County page
10	Pettis$1,870 County page
11	Macon$1,880 County page
12	Daviess$1,894 County page
13	Mississippi$1,897 County page
14	Randolph$1,915 County page
15	Cooper$1,938 County page
16	Howell$1,977 County page
17	Callaway$1,979 County page
18	DeKalb$1,988 County page
19	Howard$1,995 County page
20	Cedar$2,005 County page
21	St. Francois$2,006 County page
22	Nodaway$2,014 County page
23	Andrew$2,021 County page
24	Scott$2,028 County page
25	Vernon$2,032 County page

How this ranking works

This page ranks Missouri counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Missouri has the lowest homeowners insurance?: Audrain has the lowest homeowners insurance in Missouri, at $1,613.
What is the homeowners insurance in Audrain?: Audrain is ranked #1 in Missouri for homeowners insurance, at $1,613.
How is this homeowners insurance ranking calculated?: Counties in Missouri are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.