Best placesIdahoHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Idaho (2026)

Ada has the lowest homeowners insurance of any county in Idaho, at $879, followed by Canyon and Camas. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Idaho

Top 25 of 44 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Idaho
RankCountyValue
1Ada$879
2Canyon$1,229
3Camas$1,258
4Clark$1,258
5Kootenai$1,277
6Twin Falls$1,280
7Nez Perce$1,308
8Bingham$1,333
9Bannock$1,335
10Latah$1,348
11Gooding$1,357
12Jerome$1,363
13Minidoka$1,371
14Bonneville$1,374
15Payette$1,395
16Elmore$1,402
17Boise$1,429
18Gem$1,455
19Clearwater$1,464
20Lemhi$1,473
21Cassia$1,484
22Bear Lake$1,485
23Franklin$1,490
24Butte$1,565
25Power$1,566

How this ranking works

This page ranks Idaho counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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