Which county in Idaho has the lowest homeowners insurance?

Ada has the lowest homeowners insurance in Idaho, at $879.

What is the homeowners insurance in Ada?

Ada is ranked #1 in Idaho for homeowners insurance, at $879.

How is this homeowners insurance ranking calculated?

Counties in Idaho are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Idaho (2026)

Full county table and CSV download: Home insurance by county in Idaho

Cheapest counties for homeowners insurance in Idaho

Top 25 of 44 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Idaho

Rank	County	Value
01	Ada$879 County page
02	Canyon$1,229 County page
03	Camas$1,258 County page
04	Clark$1,258 County page
05	Kootenai$1,277 County page
06	Twin Falls$1,280 County page
07	Nez Perce$1,308 County page
08	Bingham$1,333 County page
09	Bannock$1,335 County page
10	Latah$1,348 County page
11	Gooding$1,357 County page
12	Jerome$1,363 County page
13	Minidoka$1,371 County page
14	Bonneville$1,374 County page
15	Payette$1,395 County page
16	Elmore$1,402 County page
17	Boise$1,429 County page
18	Gem$1,455 County page
19	Clearwater$1,464 County page
20	Lemhi$1,473 County page
21	Cassia$1,484 County page
22	Bear Lake$1,485 County page
23	Franklin$1,490 County page
24	Butte$1,565 County page
25	Power$1,566 County page

How this ranking works

This page ranks Idaho counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Idaho has the lowest homeowners insurance?: Ada has the lowest homeowners insurance in Idaho, at $879.
What is the homeowners insurance in Ada?: Ada is ranked #1 in Idaho for homeowners insurance, at $879.
How is this homeowners insurance ranking calculated?: Counties in Idaho are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.