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Counties With the Cheapest Homeowners Insurance in West Virginia (2026)

Pleasants has the lowest homeowners insurance of any county in West Virginia, at $1,084, followed by Hancock and Marshall. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in West Virginia

Top 25 of 55 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in West Virginia
RankCountyValue
1Pleasants$1,084
2Hancock$1,101
3Marshall$1,176
4Marion$1,182
5Greenbrier$1,218
6Wood$1,229
7Mineral$1,235
8Wetzel$1,249
9Mercer$1,254
10Brooke$1,274
11Harrison$1,283
12Mason$1,297
13Fayette$1,303
14Wayne$1,305
15Nicholas$1,319
16Ohio$1,327
17Cabell$1,344
18Kanawha$1,354
19Taylor$1,355
20Hampshire$1,371
21Tucker$1,376
22Pocahontas$1,376
23Lincoln$1,376
24Mingo$1,376
25Wirt$1,376

How this ranking works

This page ranks West Virginia counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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