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Counties With the Cheapest Homeowners Insurance in West Virginia (2026)

Jefferson has the lowest homeowners insurance of any county in West Virginia, at $1,132, followed by Barbour and Monroe (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in West Virginia

Top 25 of 55 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in West Virginia
RankCountyValue
1Jefferson$1,132
2Barbour$1,132
3Monroe$1,132
4Pendleton$1,132
5Hancock$1,132
6Logan$1,132
7Wyoming$1,132
8Roane$1,132
9Upshur$1,132
10Mason$1,132
11Mineral$1,132
12McDowell$1,132
13Jackson$1,132
14Wayne$1,132
15Hardy$1,132
16Lincoln$1,132
17Grant$1,132
18Boone$1,132
19Marion$1,132
20Summers$1,132
21Webster$1,132
22Greenbrier$1,132
23Berkeley$1,132
24Tyler$1,132
25Hampshire$1,132

How this ranking works

This page ranks West Virginia counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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