Best placesVirginiaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Virginia (2026)

Pittsylvania has the lowest homeowners insurance of any county in Virginia, at $1,257, followed by New Kent and Petersburg (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

Explore homeowners insurance on the map

Cheapest counties for homeowners insurance in Virginia

Top 25 of 133 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Virginia
RankCountyValue
1Pittsylvania$1,257
2New Kent$1,257
3Petersburg$1,257
4Suffolk$1,257
5Charlottesville$1,257
6Covington$1,257
7Scott$1,257
8Essex$1,257
9Rockbridge$1,257
10Giles$1,257
11Chesterfield$1,257
12Stafford$1,257
13Albemarle$1,257
14Greensville$1,257
15Lexington$1,257
16Goochland$1,257
17Fredericksburg$1,257
18Shenandoah$1,257
19Caroline$1,257
20Amherst$1,257
21Warren$1,257
22Winchester$1,257
23Alexandria$1,257
24Radford$1,257
25Salem$1,257

How this ranking works

This page ranks Virginia counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Related

Compare homeowners insurance with everything else that matters on the live map.

Open the Map