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Counties With the Cheapest Homeowners Insurance in Vermont (2026)

Washington has the lowest homeowners insurance of any county in Vermont, at $1,468, followed by Rutland and Orleans. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 14 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

Map of homeowners insurance cost
US map of homeowners insurance

homeowners insurance

Cheapest homeowners insurance in Vermont

#1 Washington$1,468

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Full county table and CSV download: Home insurance by county in Vermont

Cheapest counties for homeowners insurance in Vermont

Top 14 of 14 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Vermont

RankCountyValue
01County page
02
Rutland$1,477
County page
03
Orleans$1,484
County page
04County page
05
Orange$1,558
County page
06
Windsor$1,581
County page
07
Essex$1,587
County page
08
Addison$1,610
County page
09
Franklin$1,680
County page
10
Caledonia$1,685
County page
11
Windham$1,729
County page
12
Lamoille$1,741
County page
13County page
14County page

How this ranking works

This page ranks Vermont counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Vermont has the lowest homeowners insurance?
Washington has the lowest homeowners insurance in Vermont, at $1,468.
What is the homeowners insurance in Washington?
Washington is ranked #1 in Vermont for homeowners insurance, at $1,468.
How is this homeowners insurance ranking calculated?
Counties in Vermont are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

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