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Counties With the Cheapest Homeowners Insurance in Vermont (2026)

Lamoille has the lowest homeowners insurance of any county in Vermont, at $729, followed by Orleans and Chittenden (data vintage 2022). The full ranking of the top 14 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Vermont

Top 14 of 14 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Vermont
RankCountyValue
1Lamoille$729
2Orleans$729
3Chittenden$729
4Orange$729
5Addison$729
6Caledonia$729
7Grand Isle$729
8Washington$729
9Windham$729
10Bennington$729
11Rutland$729
12Windsor$729
13Franklin$729
14Essex$729

How this ranking works

This page ranks Vermont counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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