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Counties With the Cheapest Homeowners Insurance in South Dakota (2026)

Brookings has the lowest homeowners insurance of any county in South Dakota, at $2,381, followed by Codington and Brown. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in South Dakota

Top 25 of 66 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in South Dakota
RankCountyValue
1Brookings$2,381
2Codington$2,397
3Brown$2,398
4Tripp$2,536
5Spink$2,627
6Minnehaha$2,847
7Davison$2,931
8Clay$2,977
9Bennett$2,999
10Yankton$2,999
11Gregory$2,999
12Day$2,999
13Hyde$2,999
14Ziebach$2,999
15Brule$2,999
16Campbell$2,999
17Hanson$2,999
18Hand$2,999
19Charles Mix$2,999
20Jackson$2,999
21Lyman$2,999
22Aurora$2,999
23Harding$2,999
24Buffalo$2,999
25Hutchinson$2,999

How this ranking works

This page ranks South Dakota counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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