Which county in South Dakota has the lowest homeowners insurance?

Brookings has the lowest homeowners insurance in South Dakota, at $2,381.

What is the homeowners insurance in Brookings?

Brookings is ranked #1 in South Dakota for homeowners insurance, at $2,381.

How is this homeowners insurance ranking calculated?

Counties in South Dakota are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in South Dakota (2026)

Full county table and CSV download: Home insurance by county in South Dakota

Cheapest counties for homeowners insurance in South Dakota

Top 25 of 66 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in South Dakota

Rank	County	Value
01	Brookings$2,381 County page
02	Codington$2,397 County page
03	Brown$2,398 County page
04	Tripp$2,536 County page
05	Spink$2,627 County page
06	Minnehaha$2,847 County page
07	Davison$2,931 County page
08	Clay$2,977 County page
09	Bennett$2,999 County page
10	Yankton$2,999 County page
11	Gregory$2,999 County page
12	Day$2,999 County page
13	Hyde$2,999 County page
14	Ziebach$2,999 County page
15	Brule$2,999 County page
16	Campbell$2,999 County page
17	Hanson$2,999 County page
18	Hand$2,999 County page
19	Charles Mix$2,999 County page
20	Jackson$2,999 County page
21	Lyman$2,999 County page
22	Aurora$2,999 County page
23	Harding$2,999 County page
24	Buffalo$2,999 County page
25	Hutchinson$2,999 County page

How this ranking works

This page ranks South Dakota counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in South Dakota has the lowest homeowners insurance?: Brookings has the lowest homeowners insurance in South Dakota, at $2,381.
What is the homeowners insurance in Brookings?: Brookings is ranked #1 in South Dakota for homeowners insurance, at $2,381.
How is this homeowners insurance ranking calculated?: Counties in South Dakota are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.