Best placesSouth DakotaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in South Dakota (2026)

Douglas has the lowest homeowners insurance of any county in South Dakota, at $1,759, followed by Butte and Brule (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

Explore homeowners insurance on the map

Cheapest counties for homeowners insurance in South Dakota

Top 25 of 66 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in South Dakota
RankCountyValue
1Douglas$1,759
2Butte$1,759
3Brule$1,759
4Campbell$1,759
5Turner$1,759
6Hamlin$1,759
7Roberts$1,759
8Grant$1,759
9Faulk$1,759
10Ziebach$1,759
11Tripp$1,759
12Buffalo$1,759
13Todd$1,759
14Sanborn$1,759
15Miner$1,759
16Moody$1,759
17Dewey$1,759
18Hughes$1,759
19Haakon$1,759
20Clark$1,759
21Brown$1,759
22Beadle$1,759
23Harding$1,759
24Hyde$1,759
25Aurora$1,759

How this ranking works

This page ranks South Dakota counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Related

Compare homeowners insurance with everything else that matters on the live map.

Open the Map