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Counties With the Cheapest Homeowners Insurance in South Carolina (2026)

Williamsburg has the lowest homeowners insurance of any county in South Carolina, at $1,542, followed by Lee and Pickens (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in South Carolina

Top 25 of 46 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in South Carolina
RankCountyValue
1Williamsburg$1,542
2Lee$1,542
3Pickens$1,542
4Oconee$1,542
5Clarendon$1,542
6Dorchester$1,542
7Hampton$1,542
8Jasper$1,542
9McCormick$1,542
10Fairfield$1,542
11Spartanburg$1,542
12Bamberg$1,542
13Marion$1,542
14Laurens$1,542
15Abbeville$1,542
16Kershaw$1,542
17Greenwood$1,542
18Sumter$1,542
19Chesterfield$1,542
20Edgefield$1,542
21Florence$1,542
22Charleston$1,542
23Darlington$1,542
24Saluda$1,542
25Newberry$1,542

How this ranking works

This page ranks South Carolina counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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