Which county in South Carolina has the lowest homeowners insurance?

Union has the lowest homeowners insurance in South Carolina, at $1,438.

What is the homeowners insurance in Union?

Union is ranked #1 in South Carolina for homeowners insurance, at $1,438.

How is this homeowners insurance ranking calculated?

Counties in South Carolina are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in South Carolina (2026)

Full county table and CSV download: Home insurance by county in South Carolina

Cheapest counties for homeowners insurance in South Carolina

Top 25 of 46 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in South Carolina

Rank	County	Value
01	Union$1,438 County page
02	Greenwood$1,448 County page
03	Laurens$1,451 County page
04	Pickens$1,457 County page
05	Cherokee$1,488 County page
06	Spartanburg$1,503 County page
07	Lexington$1,541 County page
08	Anderson$1,586 County page
09	Greenville$1,606 County page
10	Chester$1,631 County page
11	Marlboro$1,634 County page
12	Oconee$1,668 County page
13	Abbeville$1,691 County page
14	Newberry$1,691 County page
15	Lancaster$1,714 County page
16	Kershaw$1,724 County page
17	Aiken$1,731 County page
18	Barnwell$1,733 County page
19	Richland$1,748 County page
20	York$1,769 County page
21	Saluda$1,829 County page
22	Sumter$1,834 County page
23	Chesterfield$1,856 County page
24	Florence$1,858 County page
25	Darlington$1,870 County page

How this ranking works

This page ranks South Carolina counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in South Carolina has the lowest homeowners insurance?: Union has the lowest homeowners insurance in South Carolina, at $1,438.
What is the homeowners insurance in Union?: Union is ranked #1 in South Carolina for homeowners insurance, at $1,438.
How is this homeowners insurance ranking calculated?: Counties in South Carolina are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.