Which county in Pennsylvania has the lowest homeowners insurance?

Juniata has the lowest homeowners insurance in Pennsylvania, at $963.

What is the homeowners insurance in Juniata?

Juniata is ranked #1 in Pennsylvania for homeowners insurance, at $963.

How is this homeowners insurance ranking calculated?

Counties in Pennsylvania are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Pennsylvania (2026)

Full county table and CSV download: Home insurance by county in Pennsylvania

Cheapest counties for homeowners insurance in Pennsylvania

Top 25 of 67 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Pennsylvania

Rank	County	Value
01	Juniata$963 County page
02	Lycoming$987 County page
03	Bedford$1,003 County page
04	Jefferson$1,004 County page
05	Franklin$1,033 County page
06	Tioga$1,039 County page
07	Cambria$1,042 County page
08	Northumberland$1,064 County page
09	Bradford$1,084 County page
10	Mifflin$1,086 County page
11	Fulton$1,091 County page
12	Blair$1,091 County page
13	McKean$1,098 County page
14	Armstrong$1,105 County page
15	Clearfield$1,114 County page
16	Snyder$1,118 County page
17	Adams$1,126 County page
18	Clinton$1,127 County page
19	Erie$1,137 County page
20	Huntingdon$1,151 County page
21	Centre$1,158 County page
22	Venango$1,172 County page
23	Lancaster$1,205 County page
24	Dauphin$1,213 County page
25	York$1,217 County page

How this ranking works

This page ranks Pennsylvania counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Pennsylvania has the lowest homeowners insurance?: Juniata has the lowest homeowners insurance in Pennsylvania, at $963.
What is the homeowners insurance in Juniata?: Juniata is ranked #1 in Pennsylvania for homeowners insurance, at $963.
How is this homeowners insurance ranking calculated?: Counties in Pennsylvania are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.