Best placesPennsylvaniaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Pennsylvania (2026)

Juniata has the lowest homeowners insurance of any county in Pennsylvania, at $963, followed by Lycoming and Bedford. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

Explore homeowners insurance on the map

Cheapest counties for homeowners insurance in Pennsylvania

Top 25 of 67 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Pennsylvania
RankCountyValue
1Juniata$963
2Lycoming$987
3Bedford$1,003
4Jefferson$1,004
5Franklin$1,033
6Tioga$1,039
7Cambria$1,042
8Northumberland$1,064
9Bradford$1,084
10Mifflin$1,086
11Fulton$1,091
12Blair$1,091
13McKean$1,098
14Armstrong$1,105
15Clearfield$1,114
16Snyder$1,118
17Adams$1,126
18Clinton$1,127
19Erie$1,137
20Huntingdon$1,151
21Centre$1,158
22Venango$1,172
23Lancaster$1,205
24Dauphin$1,213
25York$1,217

How this ranking works

This page ranks Pennsylvania counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Related

More Pennsylvania county rankings

Compare homeowners insurance with everything else that matters on the live map.

Open the Map