Best placesPennsylvaniaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Pennsylvania (2026)

Bucks has the lowest homeowners insurance of any county in Pennsylvania, at $1,099, followed by Philadelphia and Armstrong (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Pennsylvania

Top 25 of 67 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Pennsylvania
RankCountyValue
1Bucks$1,099
2Philadelphia$1,099
3Armstrong$1,099
4Berks$1,099
5Venango$1,099
6Fayette$1,099
7Clarion$1,099
8McKean$1,099
9Potter$1,099
10Beaver$1,099
11Juniata$1,099
12York$1,099
13Northumberland$1,099
14Luzerne$1,099
15Snyder$1,099
16Clearfield$1,099
17Bradford$1,099
18Washington$1,099
19Wayne$1,099
20Montour$1,099
21Lawrence$1,099
22Wyoming$1,099
23Adams$1,099
24Indiana$1,099
25Cumberland$1,099

How this ranking works

This page ranks Pennsylvania counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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