Best placesOregonHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Oregon (2026)

Linn has the lowest homeowners insurance of any county in Oregon, at $1,113, followed by Lane and Benton. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Oregon

Top 25 of 36 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Oregon
RankCountyValue
1Linn$1,113
2Lane$1,188
3Benton$1,228
4Yamhill$1,235
5Jackson$1,237
6Marion$1,250
7Douglas$1,272
8Polk$1,274
9Multnomah$1,277
10Klamath$1,293
11Washington$1,308
12Wheeler$1,316
13Sherman$1,316
14Grant$1,316
15Union$1,323
16Coos$1,336
17Umatilla$1,388
18Baker$1,404
19Jefferson$1,408
20Columbia$1,419
21Wasco$1,427
22Lincoln$1,456
23Clackamas$1,473
24Crook$1,473
25Josephine$1,486

How this ranking works

This page ranks Oregon counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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