Best placesOregonHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Oregon (2026)

Linn has the lowest homeowners insurance of any county in Oregon, at $1,113, followed by Lane and Benton. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

Map of homeowners insurance cost
US map of homeowners insurance

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Cheapest homeowners insurance in Oregon

#1 Linn$1,113

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Full county table and CSV download: Home insurance by county in Oregon

Cheapest counties for homeowners insurance in Oregon

Top 25 of 36 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

How this ranking works

This page ranks Oregon counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Oregon has the lowest homeowners insurance?
Linn has the lowest homeowners insurance in Oregon, at $1,113.
What is the homeowners insurance in Linn?
Linn is ranked #1 in Oregon for homeowners insurance, at $1,113.
How is this homeowners insurance ranking calculated?
Counties in Oregon are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

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See these Oregon counties on the live map.