Best placesOregonHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Oregon (2026)

Sherman has the lowest homeowners insurance of any county in Oregon, at $778, followed by Lane and Multnomah (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Oregon

Top 25 of 36 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Oregon
RankCountyValue
1Sherman$778
2Lane$778
3Multnomah$778
4Jefferson$778
5Hood River$778
6Washington$778
7Malheur$778
8Douglas$778
9Josephine$778
10Umatilla$778
11Crook$778
12Columbia$778
13Lincoln$778
14Clatsop$778
15Harney$778
16Benton$778
17Linn$778
18Yamhill$778
19Wallowa$778
20Lake$778
21Grant$778
22Coos$778
23Marion$778
24Morrow$778
25Wheeler$778

How this ranking works

This page ranks Oregon counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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