Which county in Ohio has the lowest homeowners insurance?

Lake has the lowest homeowners insurance in Ohio, at $1,348.

What is the homeowners insurance in Lake?

Lake is ranked #1 in Ohio for homeowners insurance, at $1,348.

How is this homeowners insurance ranking calculated?

Counties in Ohio are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Ohio (2026)

Full county table and CSV download: Home insurance by county in Ohio

Cheapest counties for homeowners insurance in Ohio

Top 25 of 88 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Ohio

Rank	County	Value
01	Lake$1,348 County page
02	Lorain$1,396 County page
03	Jefferson$1,397 County page
04	Stark$1,412 County page
05	Williams$1,428 County page
06	Cuyahoga$1,445 County page
07	Lucas$1,454 County page
08	Tuscarawas$1,461 County page
09	Belmont$1,472 County page
10	Portage$1,483 County page
11	Mahoning$1,483 County page
12	Huron$1,506 County page
13	Clark$1,511 County page
14	Medina$1,517 County page
15	Miami$1,531 County page
16	Erie$1,532 County page
17	Noble$1,545 County page
18	Trumbull$1,548 County page
19	Columbiana$1,555 County page
20	Holmes$1,563 County page
21	Sandusky$1,578 County page
22	Wyandot$1,588 County page
23	Richland$1,593 County page
24	Van Wert$1,596 County page
25	Ashtabula$1,596 County page

How this ranking works

This page ranks Ohio counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Ohio has the lowest homeowners insurance?: Lake has the lowest homeowners insurance in Ohio, at $1,348.
What is the homeowners insurance in Lake?: Lake is ranked #1 in Ohio for homeowners insurance, at $1,348.
How is this homeowners insurance ranking calculated?: Counties in Ohio are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.