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Counties With the Cheapest Homeowners Insurance in Ohio (2026)

Perry has the lowest homeowners insurance of any county in Ohio, at $1,041, followed by Richland and Erie (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Ohio

Top 25 of 88 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Ohio
RankCountyValue
1Perry$1,041
2Richland$1,041
3Erie$1,041
4Butler$1,041
5Ashtabula$1,041
6Gallia$1,041
7Logan$1,041
8Athens$1,041
9Warren$1,041
10Williams$1,041
11Jefferson$1,041
12Holmes$1,041
13Franklin$1,041
14Mahoning$1,041
15Portage$1,041
16Guernsey$1,041
17Shelby$1,041
18Pickaway$1,041
19Sandusky$1,041
20Lucas$1,041
21Wood$1,041
22Knox$1,041
23Brown$1,041
24Greene$1,041
25Montgomery$1,041

How this ranking works

This page ranks Ohio counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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