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Counties With the Cheapest Homeowners Insurance in North Dakota (2026)

Pierce has the lowest homeowners insurance of any county in North Dakota, at $1,747, followed by Sioux and Mercer (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in North Dakota

Top 25 of 53 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in North Dakota
RankCountyValue
1Pierce$1,747
2Sioux$1,747
3Mercer$1,747
4Sheridan$1,747
5Pembina$1,747
6Griggs$1,747
7Grand Forks$1,747
8Walsh$1,747
9Barnes$1,747
10Eddy$1,747
11Dunn$1,747
12Ramsey$1,747
13McLean$1,747
14Kidder$1,747
15Traill$1,747
16Towner$1,747
17Bowman$1,747
18Burleigh$1,747
19Billings$1,747
20Williams$1,747
21Divide$1,747
22Logan$1,747
23Oliver$1,747
24Dickey$1,747
25Renville$1,747

How this ranking works

This page ranks North Dakota counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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