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Counties With the Cheapest Homeowners Insurance in North Dakota (2026)

Walsh has the lowest homeowners insurance of any county in North Dakota, at $1,770, followed by Mountrail and Pierce. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in North Dakota

Top 25 of 53 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in North Dakota
RankCountyValue
1Walsh$1,770
2Mountrail$1,788
3Pierce$1,853
4Pembina$1,871
5McKenzie$1,883
6Barnes$2,003
7Cass$2,036
8Ward$2,039
9Grand Forks$2,046
10Bottineau$2,114
11Ransom$2,137
12Williams$2,173
13Traill$2,173
14Stutsman$2,187
15McHenry$2,189
16Divide$2,194
17Cavalier$2,194
18McIntosh$2,194
19Hettinger$2,194
20Rolette$2,194
21Griggs$2,194
22Grant$2,194
23Nelson$2,194
24Eddy$2,194
25Benson$2,194

How this ranking works

This page ranks North Dakota counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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