Which county in North Dakota has the lowest homeowners insurance?

Walsh has the lowest homeowners insurance in North Dakota, at $1,770.

What is the homeowners insurance in Walsh?

Walsh is ranked #1 in North Dakota for homeowners insurance, at $1,770.

How is this homeowners insurance ranking calculated?

Counties in North Dakota are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in North Dakota (2026)

Full county table and CSV download: Home insurance by county in North Dakota

Cheapest counties for homeowners insurance in North Dakota

Top 25 of 53 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in North Dakota

Rank	County	Value
01	Walsh$1,770 County page
02	Mountrail$1,788 County page
03	Pierce$1,853 County page
04	Pembina$1,871 County page
05	McKenzie$1,883 County page
06	Barnes$2,003 County page
07	Cass$2,036 County page
08	Ward$2,039 County page
09	Grand Forks$2,046 County page
10	Bottineau$2,114 County page
11	Ransom$2,137 County page
12	Williams$2,173 County page
13	Traill$2,173 County page
14	Stutsman$2,187 County page
15	McHenry$2,189 County page
16	Divide$2,194 County page
17	Cavalier$2,194 County page
18	McIntosh$2,194 County page
19	Hettinger$2,194 County page
20	Rolette$2,194 County page
21	Griggs$2,194 County page
22	Grant$2,194 County page
23	Nelson$2,194 County page
24	Eddy$2,194 County page
25	Benson$2,194 County page

How this ranking works

This page ranks North Dakota counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in North Dakota has the lowest homeowners insurance?: Walsh has the lowest homeowners insurance in North Dakota, at $1,770.
What is the homeowners insurance in Walsh?: Walsh is ranked #1 in North Dakota for homeowners insurance, at $1,770.
How is this homeowners insurance ranking calculated?: Counties in North Dakota are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.