Which county in Nebraska has the lowest homeowners insurance?

Jefferson has the lowest homeowners insurance in Nebraska, at $2,473.

What is the homeowners insurance in Jefferson?

Jefferson is ranked #1 in Nebraska for homeowners insurance, at $2,473.

How is this homeowners insurance ranking calculated?

Counties in Nebraska are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Nebraska (2026)

Full county table and CSV download: Home insurance by county in Nebraska

Cheapest counties for homeowners insurance in Nebraska

Top 25 of 93 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Nebraska

Rank	County	Value
01	Jefferson$2,473 County page
02	Knox$2,476 County page
03	Merrick$2,532 County page
04	Cherry$2,681 County page
05	Richardson$2,757 County page
06	Butler$2,760 County page
07	Nemaha$2,769 County page
08	Fillmore$2,800 County page
09	Morrill$2,826 County page
10	Dixon$2,883 County page
11	Dakota$2,916 County page
12	Custer$2,930 County page
13	Hamilton$2,930 County page
14	York$2,962 County page
15	Otoe$2,967 County page
16	Hall$2,978 County page
17	Polk$2,980 County page
18	Lincoln$2,987 County page
19	Keith$2,993 County page
20	Holt$2,998 County page
21	Cedar$3,005 County page
22	Box Butte$3,011 County page
23	Cuming$3,021 County page
24	Cheyenne$3,040 County page
25	Gage$3,072 County page

How this ranking works

This page ranks Nebraska counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Nebraska has the lowest homeowners insurance?: Jefferson has the lowest homeowners insurance in Nebraska, at $2,473.
What is the homeowners insurance in Jefferson?: Jefferson is ranked #1 in Nebraska for homeowners insurance, at $2,473.
How is this homeowners insurance ranking calculated?: Counties in Nebraska are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.