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Counties With the Cheapest Homeowners Insurance in Nebraska (2026)

Jefferson has the lowest homeowners insurance of any county in Nebraska, at $2,473, followed by Knox and Merrick. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Nebraska

Top 25 of 93 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Nebraska
RankCountyValue
1Jefferson$2,473
2Knox$2,476
3Merrick$2,532
4Cherry$2,681
5Richardson$2,757
6Butler$2,760
7Nemaha$2,769
8Fillmore$2,800
9Morrill$2,826
10Dixon$2,883
11Dakota$2,916
12Custer$2,930
13Hamilton$2,930
14York$2,962
15Otoe$2,967
16Hall$2,978
17Polk$2,980
18Lincoln$2,987
19Keith$2,993
20Holt$2,998
21Cedar$3,005
22Box Butte$3,011
23Cuming$3,021
24Cheyenne$3,040
25Gage$3,072

How this ranking works

This page ranks Nebraska counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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