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Counties With the Cheapest Homeowners Insurance in Maine (2026)

Penobscot has the lowest homeowners insurance of any county in Maine, at $1,205, followed by Androscoggin and Aroostook. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 16 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Maine

Top 16 of 16 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Maine
RankCountyValue
1Penobscot$1,205
2Androscoggin$1,253
3Aroostook$1,334
4Kennebec$1,348
5Piscataquis$1,358
6Franklin$1,388
7York$1,422
8Cumberland$1,431
9Somerset$1,436
10Sagadahoc$1,538
11Oxford$1,596
12Hancock$1,607
13Waldo$1,671
14Lincoln$1,772
15Washington$1,793
16Knox$1,828

How this ranking works

This page ranks Maine counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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