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Counties With the Cheapest Homeowners Insurance in Maine (2026)

Kennebec has the lowest homeowners insurance of any county in Maine, at $1,014, followed by Aroostook and Somerset (data vintage 2022). The full ranking of the top 16 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Maine

Top 16 of 16 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Maine
RankCountyValue
1Kennebec$1,014
2Aroostook$1,014
3Somerset$1,014
4Franklin$1,014
5Lincoln$1,014
6Piscataquis$1,014
7Cumberland$1,014
8Knox$1,014
9Waldo$1,014
10Oxford$1,014
11Sagadahoc$1,014
12Penobscot$1,014
13Androscoggin$1,014
14York$1,014
15Hancock$1,014
16Washington$1,014

How this ranking works

This page ranks Maine counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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