Which county in Maine has the lowest homeowners insurance?

Penobscot has the lowest homeowners insurance in Maine, at $1,205.

What is the homeowners insurance in Penobscot?

Penobscot is ranked #1 in Maine for homeowners insurance, at $1,205.

How is this homeowners insurance ranking calculated?

Counties in Maine are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Maine (2026)

Full county table and CSV download: Home insurance by county in Maine

Cheapest counties for homeowners insurance in Maine

Top 16 of 16 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Maine

Rank	County	Value
01	Penobscot$1,205 County page
02	Androscoggin$1,253 County page
03	Aroostook$1,334 County page
04	Kennebec$1,348 County page
05	Piscataquis$1,358 County page
06	Franklin$1,388 County page
07	York$1,422 County page
08	Cumberland$1,431 County page
09	Somerset$1,436 County page
10	Sagadahoc$1,538 County page
11	Oxford$1,596 County page
12	Hancock$1,607 County page
13	Waldo$1,671 County page
14	Lincoln$1,772 County page
15	Washington$1,793 County page
16	Knox$1,828 County page

How this ranking works

This page ranks Maine counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Maine has the lowest homeowners insurance?: Penobscot has the lowest homeowners insurance in Maine, at $1,205.
What is the homeowners insurance in Penobscot?: Penobscot is ranked #1 in Maine for homeowners insurance, at $1,205.
How is this homeowners insurance ranking calculated?: Counties in Maine are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.