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Counties With the Cheapest Homeowners Insurance in Louisiana (2026)

Grant has the lowest homeowners insurance of any county in Louisiana, at $1,396, followed by Caddo and Bienville. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Louisiana

Top 25 of 64 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Louisiana
RankCountyValue
1Grant$1,396
2Caddo$1,497
3Bienville$1,601
4Vernon$1,698
5West Carroll$1,705
6Rapides$1,732
7LaSalle$1,738
8Beauregard$1,787
9Webster$1,795
10De Soto$1,804
11Morehouse$1,814
12Ouachita$1,824
13Concordia$1,846
14Lincoln$1,862
15Franklin$1,959
16Union$1,971
17Richland$1,994
18Sabine$2,001
19Red River$2,009
20Jackson$2,036
21Avoyelles$2,039
22Claiborne$2,066
23Allen$2,084
24Natchitoches$2,181
25Bossier$2,250

How this ranking works

This page ranks Louisiana counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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