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Counties With the Cheapest Homeowners Insurance in Kansas (2026)

Saline has the lowest homeowners insurance of any county in Kansas, at $2,164, followed by Marshall and Reno. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Kansas

Top 25 of 105 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Kansas
RankCountyValue
1Saline$2,164
2Marshall$2,259
3Reno$2,274
4Lyon$2,313
5Cloud$2,360
6Franklin$2,380
7Shawnee$2,401
8Harvey$2,434
9Harper$2,448
10Wyandotte$2,464
11Jackson$2,481
12Geary$2,494
13Grant$2,559
14Ford$2,565
15Dickinson$2,576
16Seward$2,592
17Ottawa$2,594
18Sumner$2,615
19Osage$2,628
20Barton$2,632
21Douglas$2,644
22Miami$2,671
23Kingman$2,689
24Cheyenne$2,691
25Wallace$2,691

How this ranking works

This page ranks Kansas counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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