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Counties With the Cheapest Homeowners Insurance in Kansas (2026)

Atchison has the lowest homeowners insurance of any county in Kansas, at $1,990, followed by Smith and Morton (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Kansas

Top 25 of 105 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Kansas
RankCountyValue
1Atchison$1,990
2Smith$1,990
3Morton$1,990
4Stafford$1,990
5Dickinson$1,990
6Butler$1,990
7Neosho$1,990
8Johnson$1,990
9Hodgeman$1,990
10Allen$1,990
11Sherman$1,990
12McPherson$1,990
13Barton$1,990
14Leavenworth$1,990
15Jefferson$1,990
16Republic$1,990
17Shawnee$1,990
18Gray$1,990
19Norton$1,990
20Wichita$1,990
21Franklin$1,990
22Doniphan$1,990
23Harvey$1,990
24Stevens$1,990
25Meade$1,990

How this ranking works

This page ranks Kansas counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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