Best placesIowaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Iowa (2026)

Sioux has the lowest homeowners insurance of any county in Iowa, at $1,377, followed by Henry and Worth (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Iowa

Top 25 of 99 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Iowa
RankCountyValue
1Sioux$1,377
2Henry$1,377
3Worth$1,377
4Plymouth$1,377
5Jones$1,377
6Clinton$1,377
7Crawford$1,377
8Mitchell$1,377
9Ringgold$1,377
10Madison$1,377
11Osceola$1,377
12Clayton$1,377
13Jackson$1,377
14Appanoose$1,377
15Mills$1,377
16Iowa$1,377
17O'Brien$1,377
18Cerro Gordo$1,377
19Washington$1,377
20Allamakee$1,377
21Greene$1,377
22Hamilton$1,377
23Winneshiek$1,377
24Dickinson$1,377
25Grundy$1,377

How this ranking works

This page ranks Iowa counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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