Best placesIndianaHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Indiana (2026)

DeKalb has the lowest homeowners insurance of any county in Indiana, at $1,537, followed by Adams and Allen. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

Explore homeowners insurance on the map

Cheapest counties for homeowners insurance in Indiana

Top 25 of 92 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Indiana
RankCountyValue
1DeKalb$1,537
2Adams$1,550
3Allen$1,570
4Elkhart$1,594
5Wabash$1,600
6Noble$1,612
7Wayne$1,614
8Howard$1,647
9Grant$1,670
10Delaware$1,688
11Blackford$1,689
12Steuben$1,693
13Huntington$1,706
14Madison$1,709
15St. Joseph$1,713
16Tippecanoe$1,714
17Wells$1,715
18LaGrange$1,725
19Cass$1,736
20White$1,741
21Fulton$1,742
22Kosciusko$1,743
23Fayette$1,756
24Jay$1,764
25Jackson$1,776

How this ranking works

This page ranks Indiana counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Related

More Indiana county rankings

Compare homeowners insurance with everything else that matters on the live map.

Open the Map