Which county in Indiana has the lowest homeowners insurance?

DeKalb has the lowest homeowners insurance in Indiana, at $1,537.

What is the homeowners insurance in DeKalb?

DeKalb is ranked #1 in Indiana for homeowners insurance, at $1,537.

How is this homeowners insurance ranking calculated?

Counties in Indiana are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Indiana (2026)

Full county table and CSV download: Home insurance by county in Indiana

Cheapest counties for homeowners insurance in Indiana

Top 25 of 92 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Indiana

Rank	County	Value
01	DeKalb$1,537 County page
02	Adams$1,550 County page
03	Allen$1,570 County page
04	Elkhart$1,594 County page
05	Wabash$1,600 County page
06	Noble$1,612 County page
07	Wayne$1,614 County page
08	Howard$1,647 County page
09	Grant$1,670 County page
10	Delaware$1,688 County page
11	Blackford$1,689 County page
12	Steuben$1,693 County page
13	Huntington$1,706 County page
14	Madison$1,709 County page
15	St. Joseph$1,713 County page
16	Tippecanoe$1,714 County page
17	Wells$1,715 County page
18	LaGrange$1,725 County page
19	Cass$1,736 County page
20	White$1,741 County page
21	Fulton$1,742 County page
22	Kosciusko$1,743 County page
23	Fayette$1,756 County page
24	Jay$1,764 County page
25	Jackson$1,776 County page

How this ranking works

This page ranks Indiana counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Indiana has the lowest homeowners insurance?: DeKalb has the lowest homeowners insurance in Indiana, at $1,537.
What is the homeowners insurance in DeKalb?: DeKalb is ranked #1 in Indiana for homeowners insurance, at $1,537.
How is this homeowners insurance ranking calculated?: Counties in Indiana are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.