Which county in Georgia has the lowest homeowners insurance?

Whitfield has the lowest homeowners insurance in Georgia, at $1,554.

What is the homeowners insurance in Whitfield?

Whitfield is ranked #1 in Georgia for homeowners insurance, at $1,554.

How is this homeowners insurance ranking calculated?

Counties in Georgia are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Georgia (2026)

Full county table and CSV download: Home insurance by county in Georgia

Cheapest counties for homeowners insurance in Georgia

Top 25 of 159 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Georgia

Rank	County	Value
01	Whitfield$1,554 County page
02	Johnson$1,706 County page
03	Gordon$1,726 County page
04	Bibb$1,728 County page
05	Murray$1,739 County page
06	Lanier$1,754 County page
07	Muscogee$1,754 County page
08	Cook$1,758 County page
09	Ware$1,761 County page
10	Dougherty$1,762 County page
11	Lowndes$1,765 County page
12	Worth$1,766 County page
13	Lee$1,767 County page
14	Berrien$1,794 County page
15	Sumter$1,814 County page
16	Tift$1,816 County page
17	Catoosa$1,822 County page
18	Upson$1,847 County page
19	Barrow$1,852 County page
20	McDuffie$1,854 County page
21	Franklin$1,855 County page
22	Pierce$1,856 County page
23	Troup$1,865 County page
24	Richmond$1,868 County page
25	Lamar$1,868 County page

How this ranking works

This page ranks Georgia counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Georgia has the lowest homeowners insurance?: Whitfield has the lowest homeowners insurance in Georgia, at $1,554.
What is the homeowners insurance in Whitfield?: Whitfield is ranked #1 in Georgia for homeowners insurance, at $1,554.
How is this homeowners insurance ranking calculated?: Counties in Georgia are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.