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Counties With the Cheapest Homeowners Insurance in Georgia (2026)

Bacon has the lowest homeowners insurance of any county in Georgia, at $1,659, followed by Newton and Peach (data vintage 2022). The full ranking of the top 25 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Georgia

Top 25 of 159 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Georgia
RankCountyValue
1Bacon$1,659
2Newton$1,659
3Peach$1,659
4Putnam$1,659
5Bibb$1,659
6Calhoun$1,659
7Chatham$1,659
8Turner$1,659
9Pierce$1,659
10Richmond$1,659
11Spalding$1,659
12Morgan$1,659
13Wilcox$1,659
14Fannin$1,659
15Dodge$1,659
16Baker$1,659
17Dooly$1,659
18White$1,659
19Fayette$1,659
20Habersham$1,659
21Meriwether$1,659
22Stephens$1,659
23Hart$1,659
24Wilkes$1,659
25Talbot$1,659

How this ranking works

This page ranks Georgia counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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