Which county in Arkansas has the lowest homeowners insurance?

Clay has the lowest homeowners insurance in Arkansas, at $1,956.

What is the homeowners insurance in Clay?

Clay is ranked #1 in Arkansas for homeowners insurance, at $1,956.

How is this homeowners insurance ranking calculated?

Counties in Arkansas are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Arkansas (2026)

Full county table and CSV download: Home insurance by county in Arkansas

Cheapest counties for homeowners insurance in Arkansas

Top 25 of 75 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Arkansas

Rank	County	Value
01	Clay$1,956 County page
02	Baxter$2,131 County page
03	Bradley$2,134 County page
04	Sharp$2,145 County page
05	Garland$2,165 County page
06	Lawrence$2,183 County page
07	Nevada$2,192 County page
08	Jackson$2,230 County page
09	Craighead$2,234 County page
10	St. Francis$2,270 County page
11	Poinsett$2,281 County page
12	Sebastian$2,281 County page
13	Cleburne$2,288 County page
14	White$2,300 County page
15	Marion$2,308 County page
16	Boone$2,315 County page
17	Independence$2,317 County page
18	Greene$2,321 County page
19	Logan$2,325 County page
20	Pike$2,338 County page
21	Faulkner$2,339 County page
22	Van Buren$2,342 County page
23	Johnson$2,350 County page
24	Saline$2,351 County page
25	Scott$2,351 County page

How this ranking works

This page ranks Arkansas counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Arkansas has the lowest homeowners insurance?: Clay has the lowest homeowners insurance in Arkansas, at $1,956.
What is the homeowners insurance in Clay?: Clay is ranked #1 in Arkansas for homeowners insurance, at $1,956.
How is this homeowners insurance ranking calculated?: Counties in Arkansas are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.