Best placesArkansasHomeowners Insurance

Counties With the Cheapest Homeowners Insurance in Arkansas (2026)

Clay has the lowest homeowners insurance of any county in Arkansas, at $1,956, followed by Baxter and Bradley. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 25 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Arkansas

Top 25 of 75 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Arkansas
RankCountyValue
1Clay$1,956
2Baxter$2,131
3Bradley$2,134
4Sharp$2,145
5Garland$2,165
6Lawrence$2,183
7Nevada$2,192
8Jackson$2,230
9Craighead$2,234
10St. Francis$2,270
11Poinsett$2,281
12Sebastian$2,281
13Cleburne$2,288
14White$2,300
15Marion$2,308
16Boone$2,315
17Independence$2,317
18Greene$2,321
19Logan$2,325
20Pike$2,338
21Faulkner$2,339
22Van Buren$2,342
23Johnson$2,350
24Saline$2,351
25Scott$2,351

How this ranking works

This page ranks Arkansas counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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