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Counties With the Cheapest Homeowners Insurance in Arizona (2026)

Gila has the lowest homeowners insurance of any county in Arizona, at $1,226, followed by Pinal and Cochise (data vintage 2022). The full ranking of the top 15 counties is below.

Data updated 2022 - Source: NAIC Homeowners Insurance Report

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Cheapest counties for homeowners insurance in Arizona

Top 15 of 15 counties with data.

Ranked by homeowners insurance cost (NAIC Homeowners Insurance Report, 2022), lowest first.

Cheapest counties for homeowners insurance in Arizona
RankCountyValue
1Gila$1,226
2Pinal$1,226
3Cochise$1,226
4Santa Cruz$1,226
5La Paz$1,226
6Graham$1,226
7Pima$1,226
8Mohave$1,226
9Yavapai$1,226
10Yuma$1,226
11Apache$1,226
12Greenlee$1,226
13Coconino$1,226
14Navajo$1,226
15Maricopa$1,226

How this ranking works

This page ranks Arizona counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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