Which county in Arizona has the lowest homeowners insurance?

Yuma has the lowest homeowners insurance in Arizona, at $1,310.

What is the homeowners insurance in Yuma?

Yuma is ranked #1 in Arizona for homeowners insurance, at $1,310.

How is this homeowners insurance ranking calculated?

Counties in Arizona are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.

Counties With the Cheapest Homeowners Insurance in Arizona (2026)

Full county table and CSV download: Home insurance by county in Arizona

Cheapest counties for homeowners insurance in Arizona

Top 15 of 15 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Arizona

Rank	County	Value
01	Yuma$1,310 County page
02	Mohave$1,380 County page
03	Pima$1,526 County page
04	Pinal$1,555 County page
05	Santa Cruz$1,616 County page
06	Yavapai$1,637 County page
07	Greenlee$1,698 County page
08	Cochise$1,702 County page
09	Graham$1,712 County page
10	Apache$1,776 County page
11	Maricopa$1,793 County page
12	Gila$1,813 County page
13	La Paz$1,897 County page
14	Navajo$1,914 County page
15	Coconino$2,002 County page

How this ranking works

This page ranks Arizona counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

Frequently asked questions

Which county in Arizona has the lowest homeowners insurance?: Yuma has the lowest homeowners insurance in Arizona, at $1,310.
What is the homeowners insurance in Yuma?: Yuma is ranked #1 in Arizona for homeowners insurance, at $1,310.
How is this homeowners insurance ranking calculated?: Counties in Arizona are ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first. Values describe the county, not an individual property. Source vintage is shown on the page.