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Counties With the Cheapest Homeowners Insurance in Arizona (2026)

Yuma has the lowest homeowners insurance of any county in Arizona, at $1,310, followed by Mohave and Pima. Source: Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024. The full ranking of the top 15 counties is below.

Data updated 2024 - Source: Keys-Mulder escrow dataset (NBER WP 32579)

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Cheapest counties for homeowners insurance in Arizona

Top 15 of 15 counties with data.

Ranked by homeowners insurance cost (Keys-Mulder escrow dataset (NBER WP 32579), Escrow 2024), lowest first.

Cheapest counties for homeowners insurance in Arizona
RankCountyValue
1Yuma$1,310
2Mohave$1,380
3Pima$1,526
4Pinal$1,555
5Santa Cruz$1,616
6Yavapai$1,637
7Greenlee$1,698
8Cochise$1,702
9Graham$1,712
10Apache$1,776
11Maricopa$1,793
12Gila$1,813
13La Paz$1,897
14Navajo$1,914
15Coconino$2,002

How this ranking works

This page ranks Arizona counties by homeowners insurance cost, sorted so the cheapest places appear first. Click any county to see its housing, schools, crime, and demographics in detail.

For homeowners insurance, a lower value is generally more favorable, so the top of the list is the lowest. Want to weigh homeowners insurance against schools, taxes, commute, and more at once? Use the live map to build a custom match.

Data comes from public sources. Source attribution and the exact data vintage are shown above and on the full map of homeowners insurance cost.

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